| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 4 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO EMISIÓN SEMANAL | ||||||||||||
| Del 24 de septiembre de 2026 al 1 de octubre de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.640280 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 24/9/2026 | 1/10/2026 | ABSOLUTA | RELATIVA | 24/9/2026 | 1/10/2026 | ABSOLUTA | RELATIVA | 24/9/2026 | 1/10/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACION EXTERNA | 252,104.3 | 252,407.9 | 303.6 | 0.1 | -44,692.5 | -47,562.1 | -2,869.6 | 6.4 | 207,411.8 | 204,845.8 | -2,566.0 | -1.2 |
| 1. Activo externo 1/ | 252,104.3 | 252,407.9 | 303.6 | 0.1 | 10,500.9 | 8,606.5 | -1,894.4 | -18.0 | 262,605.2 | 261,014.4 | -1,590.8 | -0.6 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -55,193.4 | -56,168.6 | -975.2 | 1.8 | -55,193.4 | -56,168.6 | -975.2 | 1.8 |
| II. ACTIVOS INTERNOS NETOS | -139,264.2 | -139,552.9 | -288.7 | 0.2 | 511,191.6 | 514,947.8 | 3,756.2 | 0.7 | 361,532.7 | 366,009.0 | 4,476.3 | 1.2 |
| 1. Posición neta con el sector público | -11,272.7 | -8,086.3 | 3,186.4 | -28.3 | 41,701.7 | 41,937.6 | 235.9 | 0.6 | 30,429.0 | 33,851.2 | 3,422.2 | 11.2 |
| 2. Crédito al sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 433,749.1 | 434,554.8 | 805.7 | 0.2 | 433,749.1 | 434,554.8 | 805.7 | 0.2 |
| 2.2 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 319,546.4 | 319,743.0 | 196.6 | 0.1 | 319,546.4 | 319,743.0 | 196.6 | 0.1 |
| 2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 114,202.6 | 114,811.8 | 609.2 | 0.5 | 114,202.6 | 114,811.8 | 609.2 | 0.5 |
| 3. Posición con bancos y financieras M/N | -90,627.5 | -92,145.1 | -1,517.6 | 1.7 | 101,577.4 | 102,086.1 | 508.7 | 0.5 | 555.2 | 555.1 | -0.1 | 0.0 |
| 3.1 Crédito a bancos y financieras | 2,058.1 | 2,058.1 | 0.0 | 0.0 | -1,295.6 | -1,295.6 | 0.0 | 0.0 | 762.5 | 762.5 | 0.0 | 0.0 |
| 3.2 Encaje | -54,776.0 | -58,805.1 | -4,029.1 | 7.4 | 65,154.7 | 68,175.1 | 3,020.4 | 4.6 | -16.0 | -16.0 | 0.0 | 0.0 |
| 3.2.1 Depósitos No Remunerados | -52,163.2 | -56,189.0 | -4,025.8 | 7.7 | 62,541.9 | 65,559.0 | 3,017.1 | 4.8 | -16.0 | -16.0 | 0.0 | 0.0 |
| 3.2.2 Depósitos Remunerados | -2,612.7 | -2,616.1 | -3.4 | 0.1 | 2,612.7 | 2,616.1 | 3.4 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3.3 Operaciones de estabilización | -37,909.6 | -35,398.1 | 2,511.5 | -6.6 | 37,718.3 | 35,206.6 | -2,511.7 | -6.7 | -191.2 | -191.4 | -0.2 | 0.1 |
| 3.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4. Posición con bancos y financieras M/E | -9,460.4 | -11,856.4 | -2,396.0 | 25.3 | 9,888.9 | 12,165.9 | 2,277.0 | 23.0 | 428.6 | 309.5 | -119.1 | -27.8 |
| 4.1 Crédito a bancos y financieras | 0.0 | 0.0 | 0.0 | 0.0 | 459.8 | 381.9 | -77.9 | -16.9 | 459.8 | 381.9 | -77.9 | -16.9 |
| 4.2 Encaje | -9,460.4 | -11,856.4 | -2,396.0 | 25.3 | 9,429.2 | 11,783.9 | 2,354.7 | 25.0 | -31.2 | -72.4 | -41.2 | 132.1 |
| 4.2.1 Depósitos No Remunerados | -9,000.8 | -11,397.4 | -2,396.6 | 26.6 | 8,969.6 | 11,325.0 | 2,355.4 | 26.3 | -31.2 | -72.4 | -41.2 | 132.1 |
| 4.2.2 Depósitos Remunerados | -459.6 | -459.0 | 0.6 | -0.1 | 459.6 | 459.0 | -0.6 | -0.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.3 Operaciones de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4.4 BEST | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 5. Otros activos netos | 8,603.4 | 9,401.3 | 797.9 | 9.3 | -72,476.5 | -71,662.3 | 814.2 | -1.1 | -63,873.1 | -62,261.0 | 1,612.1 | -2.5 |
| 6. Obligaciones de mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,248.9 | -4,134.3 | -885.4 | 27.3 | -3,248.9 | -4,134.3 | -885.4 | 27.3 |
| 7. BEST sector no bancario | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8. Operaciones de estabilización sector no bancario | -36,507.1 | -36,866.3 | -359.2 | 1.0 | 0.0 | 0.0 | 0.0 | 0.0 | -36,507.1 | -36,866.3 | -359.2 | 1.0 |
| 8.1 En moneda nacional | -36,507.1 | -36,866.3 | -359.2 | 1.0 | 0.0 | 0.0 | 0.0 | 0.0 | -36,507.1 | -36,866.3 | -359.2 | 1.0 |
| 8.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 112,840.1 | 112,855.0 | 14.9 | 0.0 | 466,499.1 | 467,385.7 | 886.6 | 0.2 | 568,944.5 | 570,854.8 | 1,910.3 | 0.3 |
| IV. EMISION MONETARIA | 112,840.1 | 112,855.0 | 14.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 102,445.4 | 103,469.2 | 1,023.8 | 1.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Caja de bancos y financieras | 10,394.7 | 9,385.9 | -1,008.8 | -9.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. MEDIO CIRCULANTE EN M/N | 102,445.4 | 103,469.2 | 1,023.8 | 1.0 | 117,580.7 | 116,945.8 | -634.9 | -0.5 | 220,026.1 | 220,414.9 | 388.8 | 0.2 |
| 1. Numerario en circulación | 102,445.4 | 103,469.2 | 1,023.8 | 1.0 | 0.0 | 0.0 | 0.0 | 0.0 | 102,445.4 | 103,469.2 | 1,023.8 | 1.0 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 117,580.7 | 116,945.8 | -634.9 | -0.5 | 117,580.7 | 116,945.8 | -634.9 | -0.5 |
| VI. CUASIDINERO EN M/N 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 259,690.9 | 262,182.4 | 2,491.5 | 1.0 | 259,690.9 | 262,182.4 | 2,491.5 | 1.0 |
| VII. MEDIOS DE PAGO EN M/N | 102,445.4 | 103,469.2 | 1,023.8 | 1.0 | 377,271.6 | 379,128.2 | 1,856.6 | 0.5 | 479,717.0 | 482,597.3 | 2,880.3 | 0.6 |
| VIII. DEPOSITOS MONETARIOS EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 32,476.5 | 31,894.8 | -581.7 | -1.8 | 32,476.5 | 31,894.8 | -581.7 | -1.8 |
| IX. CUASIDINERO EN M/E 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 56,751.0 | 56,362.7 | -388.3 | -0.7 | 56,751.0 | 56,362.7 | -388.3 | -0.7 |
| X. MEDIOS DE PAGO EN M/E | 0.0 | 0.0 | 0.0 | 0.0 | 89,227.5 | 88,257.5 | -970.0 | -1.1 | 89,227.5 | 88,257.5 | -970.0 | -1.1 |
| XI. MEDIOS DE PAGO TOTALES | 102,445.4 | 103,469.2 | 1,023.8 | 1.0 | 466,499.1 | 467,385.7 | 886.6 | 0.2 | 568,944.5 | 570,854.9 | 1,910.4 | 0.3 |
| 1/ En el caso de los bancos incluye caja M/E | -.- | -.- | -.- | -.- | 614.9 | 532.5 | -82.4 | -13.4 | -.- | -.- | -.- | -.- |
| 2/ Incluye Oblig. Financ. en circulación M/N | -.- | -.- | -.- | -.- | 2,613.0 | 2,632.5 | 19.5 | 0.7 | -.- | -.- | -.- | -.- |
| 3/ Incluye Oblig. Financ. en circulación M/E | -.- | -.- | -.- | -.- | 12,053.4 | 12,061.3 | 7.9 | 0.1 | -.- | -.- | -.- | -.- |