| BANCO DE GUATEMALA | ||||||||||||
| Cuadro 3 | ||||||||||||
| PANORAMA MONETARIO | ||||||||||||
| TIPO BASE SEMANAL | ||||||||||||
| Del 24 de septiembre de 2026 al 1 de octubre de 2026 | ||||||||||||
| - Millones de Quetzales - | ||||||||||||
| Tipo de cambio: | 7.640280 | |||||||||||
| BANCO DE GUATEMALA | BANCOS DEL SISTEMA | PANORAMA MONETARIO | ||||||||||
| Concepto | VARIACIÓN | VARIACIÓN | VARIACIÓN | |||||||||
| 24/9/2026 | 1/10/2026 | ABSOLUTA | RELATIVA | 24/9/2026 | 1/10/2026 | ABSOLUTA | RELATIVA | 24/9/2026 | 1/10/2026 | ABSOLUTA | RELATIVA | |
| I. MONETIZACIÓN EXTERNA | 252,104.3 | 252,407.9 | 303.6 | 0.1 | -44,692.5 | -47,562.1 | -2,869.6 | 6.4 | 207,411.8 | 204,845.8 | -2,566.0 | -1.2 |
| 1. Activo externo 1/ | 252,104.3 | 252,407.9 | 303.6 | 0.1 | 10,500.9 | 8,606.5 | -1,894.4 | -18.0 | 262,605.2 | 261,014.4 | -1,590.8 | -0.6 |
| 2. Pasivo externo | 0.0 | 0.0 | 0.0 | 0.0 | -55,193.4 | -56,168.6 | -975.2 | 1.8 | -55,193.4 | -56,168.6 | -975.2 | 1.8 |
| II. ACTIVOS INTERNOS NETOS | -75,027.9 | -68,891.4 | 6,136.5 | -8.2 | 511,191.6 | 514,947.8 | 3,756.2 | 0.7 | 361,532.6 | 366,009.0 | 4,476.4 | 1.2 |
| 1. Actividad crediticia | -9,214.6 | -6,028.3 | 3,186.3 | -34.6 | 474,614.9 | 475,578.7 | 963.8 | 0.2 | 465,400.3 | 469,550.5 | 4,150.2 | 0.9 |
| 1.1 Al Sector público neto | -11,272.7 | -8,086.3 | 3,186.4 | -28.3 | 41,701.7 | 41,937.6 | 235.9 | 0.6 | 30,429.0 | 33,851.2 | 3,422.2 | 11.2 |
| 1.2 Al Sector privado | 0.0 | 0.0 | 0.0 | 0.0 | 433,749.1 | 434,554.8 | 805.7 | 0.2 | 433,749.1 | 434,554.8 | 805.7 | 0.2 |
| 1.2.1 En moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 319,546.4 | 319,743.0 | 196.6 | 0.1 | 319,546.4 | 319,743.0 | 196.6 | 0.1 |
| 1.2.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 114,202.6 | 114,811.8 | 609.2 | 0.5 | 114,202.6 | 114,811.8 | 609.2 | 0.5 |
| 1.3 A los bancos | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.1 En moneda nacional | 2,051.1 | 2,051.1 | 0.0 | 0.0 | -2,051.1 | -2,051.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.3.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1.4 A las financieras | 6.9 | 6.9 | 0.0 | 0.0 | 1,215.3 | 1,137.5 | -77.8 | -6.4 | 1,222.3 | 1,144.4 | -77.9 | -6.4 |
| 1.4.1 En moneda nacional | 6.9 | 6.9 | 0.0 | 0.0 | 755.5 | 755.5 | 0.0 | 0.0 | 762.5 | 762.5 | 0.0 | 0.0 |
| 1.4.2 En moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 459.8 | 381.9 | -77.9 | -16.9 | 459.8 | 381.9 | -77.9 | -16.9 |
| 2. Encaje en moneda nacional | 0.0 | 0.0 | 0.0 | 0.0 | 65,154.7 | 68,175.1 | 3,020.4 | 4.6 | -16.0 | -15.9 | 0.1 | -0.6 |
| 3. Encaje en moneda extranjera | 0.0 | 0.0 | 0.0 | 0.0 | 9,429.2 | 11,783.9 | 2,354.7 | 25.0 | -31.2 | -72.5 | -41.3 | 132.4 |
| 4. Otros Activos Netos | 8,603.5 | 9,401.3 | 797.8 | 9.3 | -72,476.5 | -71,662.3 | 814.2 | -1.1 | -63,873.0 | -62,261.0 | 1,612.0 | -2.5 |
| 5. Obligaciones mediano y largo plazo | 0.0 | 0.0 | 0.0 | 0.0 | -3,248.9 | -4,134.3 | -885.4 | 27.3 | -3,248.9 | -4,134.3 | -885.4 | 27.3 |
| 6. Bonos de estabilización | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7. Operaciones compra venta de valores en M/N | -74,416.7 | -72,264.4 | 2,152.3 | -2.9 | 37,718.3 | 35,206.6 | -2,511.7 | -6.7 | -36,698.4 | -37,057.8 | -359.4 | 1.0 |
| 7.1 Con entidades públicas | -31,477.7 | -31,859.1 | -381.4 | 1.2 | 0.0 | 0.0 | 0.0 | 0.0 | -31,477.7 | -31,859.1 | -381.4 | 1.2 |
| 7.2 Otros inversionistas | -42,939.0 | -40,405.3 | 2,533.7 | -5.9 | 37,718.3 | 35,206.6 | -2,511.7 | -6.7 | -5,220.7 | -5,198.7 | 22.0 | -0.4 |
| 8. Operaciones compra venta de valores en M/E | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.1 Con entidades públicas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 8.2 Otros inversionistas | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| III. OBLIGACIONES MONETARIAS | 177,076.4 | 183,516.6 | 6,440.2 | 3.6 | 466,499.1 | 467,385.7 | 886.6 | 0.2 | 568,944.4 | 570,854.9 | 1,910.5 | 0.3 |
| IV. DINERO PRIMARIO | 167,616.1 | 171,660.2 | 4,044.1 | 2.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1. Numerario en circulación | 102,445.4 | 103,469.2 | 1,023.8 | 1.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2. Encaje | 65,170.7 | 68,191.0 | 3,020.3 | 4.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.1 Bancario no remunerado | 62,541.9 | 65,559.0 | 3,017.1 | 4.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.2 Bancario remunerado | 2,612.7 | 2,616.1 | 3.4 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2.3 Financieras | 16.0 | 15.9 | -0.1 | -0.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| V. ENCAJE EN MONEDA EXTRANJERA | 9,460.4 | 11,856.4 | 2,396.0 | 25.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 1 Bancario no remunerado | 8,969.6 | 11,325.0 | 2,355.4 | 26.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 2 Bancario remunerado | 459.6 | 459.0 | -0.6 | -0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 Financieras | 31.2 | 72.4 | 41.2 | 132.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| VI. MEDIO CIRCULANTE EN MONEDA NACIONAL | 102,445.4 | 103,469.2 | 1,023.8 | 1.0 | 117,580.7 | 116,945.8 | -634.9 | -0.5 | 220,026.1 | 220,414.9 | 388.8 | 0.2 |
| 1. Numerario en circulación | 102,445.4 | 103,469.2 | 1,023.8 | 1.0 | 0.0 | 0.0 | 0.0 | 0.0 | 102,445.4 | 103,469.2 | 1,023.8 | 1.0 |
| 2. Depósitos monetarios | 0.0 | 0.0 | 0.0 | 0.0 | 117,580.7 | 116,945.8 | -634.9 | -0.5 | 117,580.7 | 116,945.8 | -634.9 | -0.5 |
| VII. CUASIDINERO EN MONEDA NACIONAL 2/ | 0.0 | 0.0 | 0.0 | 0.0 | 259,690.9 | 262,182.4 | 2,491.5 | 1.0 | 259,690.9 | 262,182.4 | 2,491.5 | 1.0 |
| VIII. MEDIOS DE PAGO EN MONEDA NACIONAL | 102,445.4 | 103,469.2 | 1,023.8 | 1.0 | 377,271.6 | 379,128.2 | 1,856.6 | 0.5 | 479,717.0 | 482,597.3 | 2,880.3 | 0.6 |
| IX. DEPÓSITOS MONETARIOS EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 32,476.5 | 31,894.8 | -581.7 | -1.8 | 32,476.5 | 31,894.8 | -581.7 | -1.8 |
| X. CUASIDINERO EN MONEDA EXTRANJERA 3/ | 0.0 | 0.0 | 0.0 | 0.0 | 56,751.0 | 56,362.7 | -388.3 | -0.7 | 56,751.0 | 56,362.7 | -388.3 | -0.7 |
| XI. MEDIOS DE PAGO EN MONEDA EXTRANJERA | 0.0 | 0.0 | 0.0 | 0.0 | 89,227.5 | 88,257.5 | -970.0 | -1.1 | 89,227.5 | 88,257.5 | -970.0 | -1.1 |
| XII. MEDIOS DE PAGO TOTALES | 102,445.4 | 103,469.2 | 1,023.8 | 1.0 | 466,499.1 | 467,385.7 | 886.6 | 0.2 | 568,944.5 | 570,854.9 | 1,910.4 | 0.3 |
| 1/ En el caso de los bcos. Incluye caja en moneda extranjera | -.- | -.- | -.- | -.- | 614.9 | 532.5 | -82.4 | -13.4 | -.- | -.- | -.- | -.- |
| 2/ Incluye Obligaciones Financieras en circulación en M/N | -.- | -.- | -.- | -.- | 2,613.0 | 2,632.5 | 19.5 | 0.7 | -.- | -.- | -.- | -.- |
| 3/ Incluye Obligaciones Financieras en circulación en M/E | -.- | -.- | -.- | -.- | 12,053.4 | 12,061.3 | 7.9 | 0.1 | -.- | -.- | -.- | -.- |