9     PANORAMA FINANCIERO
(EN MILLONES DE QUETZALES)
                             
ACTIVO
A FIN DEL PERÍODO ACTIVOS EXTERNOS (NETO) CRÉDITO INTERNO TOTAL ACTIVO
CRÉDITO AL GOBIERNO GENERAL (NETO) CRÉDITO A EMPRESAS PÚBLICAS NO FINANCIERAS CRÉDITO AL SECTOR PRIVADO TOTAL
GOBIERNO CENTRAL (NETO) GOBIERNOS LOCALES (BRUTO) TOTAL MONEDA NACIONAL MONEDA EXTRANJERA TOTAL
ACTIVOS EXTERNOS PASIVOS EXTERNOS TOTAL CRÉDITO DEPÓSITOS TOTAL
2010 51,477.7 10,924.8 40,552.9 13,614.6 17,596.7 -3,982.1 0.0 -3,982.1 0.0 69,449.3 25,421.0 94,870.3 90,888.2 131,441.1
2011 53,028.3 16,913.8 36,114.5 16,003.5 18,378.4 -2,374.9 0.0 -2,374.9 0.0 75,242.7 32,778.0 108,020.7 105,645.8 141,760.3
2012 57,267.9 22,102.9 35,165.0 18,907.7 20,232.7 -1,325.1 0.0 -1,325.1 0.0 86,853.3 40,120.5 126,973.9 125,648.8 160,813.8
2013 62,125.3 27,378.5 34,746.8 21,490.6 21,523.4 -32.8 0.0 -32.8 0.0 94,708.7 47,385.3 142,094.1 142,061.3 176,808.1
2014 61,175.1 30,297.0 30,878.1 23,446.8 23,037.4 409.3 0.0 409.3 0.0 100,305.0 54,136.4 154,441.5 154,850.8 185,728.9
2015 63,545.6 35,077.5 28,468.1 27,802.0 26,506.4 1,295.6 0.0 1,295.6 0.0 110,333.8 64,201.0 174,534.8 175,830.4 204,298.5
2016 73,217.9 37,501.5 35,716.4 32,815.5 34,044.3 -1,228.8 0.0 -1,228.8 0.0 118,759.4 65,921.0 184,680.4 183,451.6 219,168.0
2017 73,907.0 35,930.1 37,976.9 35,340.9 39,616.5 -4,275.6 0.0 -4,275.6 0.0 120,834.8 63,513.6 184,348.4 180,072.8 218,049.7
2013                            
MARZO 61,322.7 20,902.8 40,419.9 20,950.1 28,268.1 -7,318.0 0.0 -7,318.0 0.0 87,830.7 40,166.0 127,996.8 120,678.8 161,098.7
JUNIO 59,486.5 21,194.2 38,292.3 21,706.4 27,319.5 -5,613.1 0.0 -5,613.1 0.0 89,108.9 42,009.6 131,118.6 125,505.5 163,797.8
SEPTIEMBRE 56,716.2 24,350.6 32,365.6 22,694.5 24,490.4 -1,795.9 0.0 -1,795.9 0.0 91,370.9 46,507.1 137,878.1 136,082.2 168,447.8
DICIEMBRE 62,125.3 27,378.5 34,746.8 21,490.6 21,523.4 -32.8 0.0 -32.8 0.0 94,708.7 47,385.3 142,094.1 142,061.3 176,808.1
2014                            
MARZO 61,303.8 26,951.2 34,352.6 24,346.5 25,754.0 -1,407.5 0.0 -1,407.5 0.0 95,395.7 46,845.4 142,241.2 140,833.7 175,186.3
JUNIO 61,254.9 29,293.4 31,961.5 24,592.5 27,054.1 -2,461.6 0.0 -2,461.6 0.0 96,703.7 49,996.7 146,700.5 144,238.9 176,200.4
SEPTIEMBRE 60,741.8 29,165.4 31,576.4 23,631.9 23,644.1 -12.2 0.0 -12.2 0.0 97,872.7 51,631.2 149,504.0 149,491.8 181,068.2
DICIEMBRE 61,175.1 30,297.0 30,878.1 23,446.8 23,037.4 409.3 0.0 409.3 0.0 100,305.0 54,136.4 154,441.5 154,850.8 185,728.9
2015                            
MARZO 64,152.0 31,079.4 33,072.6 25,474.3 28,787.3 -3,313.0 0.0 -3,313.0 0.0 101,619.0 56,914.8 158,533.9 155,220.9 188,293.5
JUNIO 64,102.9 32,852.7 31,250.2 26,243.4 28,661.1 -2,417.7 0.0 -2,417.7 0.0 104,145.8 59,220.1 163,366.0 160,948.3 192,198.5
SEPTIEMBRE 62,884.0 33,793.0 29,091.0 27,149.9 27,398.5 -248.6 0.0 -248.6 0.0 106,124.1 62,605.2 168,729.3 168,480.7 197,571.7
DICIEMBRE 63,545.6 35,077.5 28,468.1 27,802.0 26,506.4 1,295.6 0.0 1,295.6 0.0 110,333.8 64,201.0 174,534.8 175,830.4 204,298.5
2016                            
MARZO 65,994.4 34,690.5 31,303.9 31,887.1 30,795.5 1,091.7 0.0 1,091.7 0.0 111,947.8 63,614.2 175,562.0 176,653.7 207,957.6
JUNIO 71,749.1 34,032.8 37,716.3 32,342.1 37,230.0 -4,887.9 0.0 -4,887.9 0.0 113,519.7 62,432.8 175,952.5 171,064.6 208,780.9
SEPTIEMBRE 73,046.6 34,095.5 38,951.1 34,520.5 37,973.6 -3,453.1 0.0 -3,453.1 0.0 115,536.6 62,043.2 177,579.8 174,126.7 213,077.8
DICIEMBRE 73,217.9 37,501.5 35,716.4 32,815.5 34,044.3 -1,228.8 0.0 -1,228.8 0.0 118,759.4 65,921.0 184,680.4 183,451.6 219,168.0
2017                            
MARZO 73,907.0 35,930.1 37,976.9 35,340.9 39,616.5 -4,275.6 0.0 -4,275.6 0.0 120,834.8 63,513.6 184,348.4 180,072.8 218,049.7
JUNIO 83,328.7 35,783.4 47,545.3 35,445.4 45,025.4 -9,580.0 0.0 -9,580.0 0.0 122,602.6 63,801.8 186,404.4 176,824.4 224,369.7
SEPTIEMBRE                            
DICIEMBRE                            
2013  
ENERO 56,740.2 21,651.7 35,088.5 20,617.2 22,570.9 -1,953.7 0.0 -1,953.7 0.0 86,760.9 39,945.4 126,706.3 124,752.6 159,841.1
FEBRERO 61,601.6 21,089.9 40,511.7 20,325.9 29,083.6 -8,757.7 0.0 -8,757.7 0.0 87,325.4 40,045.1 127,370.5 118,612.8 159,124.5
MARZO 61,322.7 20,902.8 40,419.9 20,950.1 28,268.1 -7,318.0 0.0 -7,318.0 0.0 87,830.7 40,166.0 127,996.8 120,678.8 161,098.7
ABRIL 61,009.6 20,637.1 40,372.5 22,538.8 30,327.7 -7,788.9 0.0 -7,788.9 0.0 88,301.8 40,484.6 128,786.4 120,997.5 161,370.0
MAYO 61,240.2 20,603.8 40,636.4 21,976.9 28,587.0 -6,610.2 0.0 -6,610.2 0.0 88,686.3 41,170.8 129,857.1 123,246.9 163,883.3
JUNIO 59,486.5 21,194.2 38,292.3 21,706.4 27,319.5 -5,613.1 0.0 -5,613.1 0.0 89,108.9 42,009.6 131,118.6 125,505.5 163,797.8
JULIO 57,628.3 22,942.6 34,685.7 22,882.8 24,816.3 -1,933.4 0.0 -1,933.4 0.0 89,332.2 44,581.2 133,913.4 131,980.0 166,665.7
AGOSTO 59,185.0 24,705.3 34,479.7 21,864.4 23,324.0 -1,459.6 0.0 -1,459.6 0.0 90,624.6 45,805.8 136,430.4 134,970.8 169,450.5
SEPTIEMBRE 56,716.2 24,350.6 32,365.6 22,694.5 24,490.4 -1,795.9 0.0 -1,795.9 0.0 91,370.9 46,507.1 137,878.1 136,082.2 168,447.8
OCTUBRE 57,696.3 25,946.3 31,750.0 23,333.3 25,178.5 -1,845.2 0.0 -1,845.2 0.0 92,458.3 47,223.5 139,681.8 137,836.6 169,586.6
NOVIEMBRE 60,028.0 27,340.6 32,687.4 22,107.5 25,384.7 -3,277.2 0.0 -3,277.2 0.0 93,660.9 47,700.8 141,361.7 138,084.5 170,771.9
DICIEMBRE 62,125.3 27,378.5 34,746.8 21,490.6 21,523.4 -32.8 0.0 -32.8 0.0 94,708.7 47,385.3 142,094.1 142,061.3 176,808.1
2014  
ENERO 61,122.9 26,654.0 34,468.9 23,335.8 22,744.9 590.9 0.0 590.9 0.0 94,367.7 47,315.1 141,682.8 142,273.7 176,742.6
FEBRERO 61,429.1 26,682.8 34,746.3 23,234.5 23,873.4 -638.9 0.0 -638.9 0.0 94,733.3 46,967.5 141,700.8 141,061.9 175,808.2
MARZO 61,303.8 26,951.2 34,352.6 24,346.5 25,754.0 -1,407.5 0.0 -1,407.5 0.0 95,395.7 46,845.4 142,241.2 140,833.7 175,186.3
ABRIL 63,145.5 29,196.5 33,949.0 24,889.0 28,381.6 -3,492.6 0.0 -3,492.6 0.0 96,452.5 47,890.8 144,343.3 140,850.7 174,799.7
MAYO 62,522.3 28,470.3 34,052.0 23,518.6 28,229.2 -4,710.6 0.0 -4,710.6 0.0 96,451.7 48,681.2 145,132.9 140,422.3 174,474.3
JUNIO 61,254.9 29,293.4 31,961.5 24,592.5 27,054.1 -2,461.6 0.0 -2,461.6 0.0 96,703.7 49,996.7 146,700.5 144,238.9 176,200.4
JULIO 62,016.0 30,487.6 31,528.4 25,310.4 26,027.6 -717.2 0.0 -717.2 0.0 96,671.9 51,664.8 148,336.7 147,619.5 179,147.9
AGOSTO 62,564.7 30,044.6 32,520.1 23,460.7 23,859.6 -398.9 0.0 -398.9 0.0 97,360.6 51,386.8 148,747.4 148,348.5 180,868.6
SEPTIEMBRE 60,741.8 29,165.4 31,576.4 23,631.9 23,644.1 -12.2 0.0 -12.2 0.0 97,872.7 51,631.2 149,504.0 149,491.8 181,068.2
OCTUBRE 59,482.3 28,270.7 31,211.6 24,380.6 24,033.1 347.5 0.0 347.5 0.0 98,848.9 51,821.6 150,670.5 151,018.0 182,229.6
NOVIEMBRE 58,707.0 28,138.1 30,568.9 23,661.1 23,167.0 494.1 0.0 494.1 0.0 99,904.6 52,310.5 152,215.1 152,709.2 183,278.1
DICIEMBRE 61,175.1 30,297.0 30,878.1 23,446.8 23,037.4 409.3 0.0 409.3 0.0 100,305.0 54,136.4 154,441.5 154,850.8 185,728.9
2015  
ENERO 63,625.3 30,760.7 32,864.6 24,474.7 27,847.0 -3,372.4 0.0 -3,372.4 0.0 100,379.0 55,022.7 155,401.7 152,029.3 184,893.9
FEBRERO 63,206.6 31,153.0 32,053.6 25,214.2 26,733.4 -1,519.2 0.0 -1,519.2 0.0 101,216.0 56,333.4 157,549.4 156,030.2 188,083.8
MARZO 64,152.0 31,079.4 33,072.6 25,474.3 28,787.3 -3,313.0 0.0 -3,313.0 0.0 101,619.0 56,914.8 158,533.9 155,220.9 188,293.5
ABRIL 66,092.1 31,797.5 34,294.6 25,983.3 29,810.4 -3,827.2 0.0 -3,827.2 0.0 101,966.1 58,529.9 160,496.0 156,668.8 190,963.4
MAYO 64,463.4 31,187.0 33,276.4 26,137.5 29,163.8 -3,026.3 0.0 -3,026.3 0.0 103,304.0 59,322.5 162,626.5 159,600.2 192,876.6
JUNIO 64,102.9 32,852.7 31,250.2 26,243.4 28,661.1 -2,417.7 0.0 -2,417.7 0.0 104,145.8 59,220.1 163,366.0 160,948.3 192,198.5
JULIO 63,207.8 32,994.0 30,213.8 27,957.4 28,466.4 -509.1 0.0 -509.1 0.0 104,906.0 59,954.0 164,860.0 164,350.9 194,564.7
AGOSTO 64,079.1 33,912.2 30,166.9 26,738.9 27,773.8 -1,034.8 0.0 -1,034.8 0.0 105,423.2 61,640.3 167,063.5 166,028.7 196,195.6
SEPTIEMBRE 62,884.0 33,793.0 29,091.0 27,149.9 27,398.5 -248.6 0.0 -248.6 0.0 106,124.1 62,605.2 168,729.3 168,480.7 197,571.7
OCTUBRE 62,190.4 33,839.1 28,351.3 29,018.7 27,871.3 1,147.4 0.0 1,147.4 0.0 107,421.4 63,393.5 170,814.9 171,962.3 200,313.6
NOVIEMBRE 61,507.5 34,500.1 27,007.4 28,554.5 28,035.5 519.0 0.0 519.0 0.0 108,770.0 63,990.0 172,760.0 173,279.0 200,286.4
DICIEMBRE 63,545.6 35,077.5 28,468.1 27,802.0 26,506.4 1,295.6 0.0 1,295.6 0.0 110,333.8 64,201.0 174,534.8 175,830.4 204,298.5
2016  
ENERO 64,259.1 34,672.1 29,587.0 29,681.6 28,960.8 720.8 0.0 720.8 0.0 110,596.6 64,620.9 175,217.5 175,938.3 205,525.3
FEBRERO 65,207.7 34,896.9 30,310.8 30,744.8 29,855.3 889.5 0.0 889.5 0.0 111,320.8 63,962.0 175,282.8 176,172.3 206,483.1
MARZO 65,994.4 34,690.5 31,303.9 31,887.1 30,795.5 1,091.7 0.0 1,091.7 0.0 111,947.8 63,614.2 175,562.0 176,653.7 207,957.6
ABRIL 66,904.6 33,797.5 33,107.1 31,908.0 30,806.3 1,101.7 0.0 1,101.7 0.0 112,315.5 63,361.5 175,677.0 176,778.7 209,885.8
MAYO 71,638.3 33,551.1 38,087.2 32,451.2 37,272.3 -4,821.2 0.0 -4,821.2 0.0 113,024.3 63,140.2 176,164.5 171,343.3 209,430.5
JUNIO 71,749.1 34,032.8 37,716.3 32,342.1 37,230.0 -4,887.9 0.0 -4,887.9 0.0 113,519.7 62,432.8 175,952.5 171,064.6 208,780.9
JULIO 71,680.3 33,000.7 38,679.6 34,109.2 37,171.0 -3,061.8 0.0 -3,061.8 0.0 113,917.4 62,626.7 176,544.1 173,482.3 212,161.9
AGOSTO 72,909.6 33,520.0 39,389.6 34,078.5 38,392.8 -4,314.3 0.0 -4,314.3 0.0 114,782.2 62,301.8 177,084.0 172,769.7 212,159.3
SEPTIEMBRE 73,046.6 34,095.5 38,951.1 34,520.5 37,973.6 -3,453.1 0.0 -3,453.1 0.0 115,536.6 62,043.2 177,579.8 174,126.7 213,077.8
OCTUBRE 73,145.0 33,042.7 40,102.3 35,721.7 37,588.9 -1,867.2 0.0 -1,867.2 0.0 116,502.3 61,639.6 178,141.9 176,274.7 216,377.0
NOVIEMBRE 72,557.2 33,740.9 38,816.3 34,222.9 38,156.3 -3,933.4 0.0 -3,933.4 0.0 117,768.8 63,351.9 181,120.7 177,187.3 216,003.6
DICIEMBRE 73,217.9 37,501.5 35,716.4 32,815.5 34,044.3 -1,228.8 0.0 -1,228.8 0.0 118,759.4 65,921.0 184,680.4 183,451.6 219,168.0
2017  
ENERO 73,053.2 36,582.0 36,471.2 36,002.3 37,307.2 -1,304.8 0.0 -1,304.8 0.0 119,005.5 64,933.4 183,938.9 182,634.1 219,105.3
FEBRERO 72,885.0 36,136.4 36,748.6 34,722.4 37,700.7 -2,978.3 0.0 -2,978.3 0.0 119,739.0 64,113.4 183,852.4 180,874.1 217,622.7
MARZO 73,907.0 35,930.1 37,976.9 35,340.9 39,616.5 -4,275.6 0.0 -4,275.6 0.0 120,834.8 63,513.6 184,348.4 180,072.8 218,049.7
ABRIL 76,352.5 36,505.0 39,847.5 35,961.0 39,977.1 -4,016.1 0.0 -4,016.1 0.0 121,730.2 63,701.7 185,431.9 181,415.8 221,263.3
MAYO 78,363.3 35,208.3 43,155.0 35,188.8 41,084.5 -5,895.7 0.0 -5,895.7 0.0 122,516.6 63,047.7 185,564.3 179,668.6 222,823.6
JUNIO 83,328.7 35,783.4 47,545.3 35,445.4 45,025.4 -9,580.0 0.0 -9,580.0 0.0 122,602.6 63,801.8 186,404.4 176,824.4 224,369.7
JULIO 84,847.4 35,139.2 49,708.2 37,184.0 45,822.0 -8,638.0 0.0 -8,638.0 0.0 122,258.7 63,622.1 185,880.8 177,242.8 226,951.0
AGOSTO 85,897.8 35,284.9 50,612.9 35,805.9 44,739.0 -8,933.2 0.0 -8,933.2 0.0 122,354.7 63,667.6 186,022.3 177,089.1 227,702.0
SEPTIEMBRE 86,517.3 36,524.9 49,992.4 36,483.6 44,027.5 -7,543.9 0.0 -7,543.9 0.0 122,371.3 64,297.2 186,668.5 179,124.6 229,117.0
FUENTE: Panorama Monetario elaborado por Banco de Guatemala.