4     BALANCE CONSOLIDADO DE LOS BANCOS COMERCIALES
(EN MILLONES DE QUETZALES)
PASIVO
A FIN DEL PERÍODO DEPÓSITOS MONETARIOS DEPÓSITOS CUASIMONETARIOS OBLIGACIONES NO MONETARIAS CUENTAS DE CAPITAL OTROS PASIVOS TOTAL PASIVO
AHORRO PLAZO OTROS   BONOS ENDEUDAMIENTO EXTERNO DE MEDIANO Y LARGO PLAZO PASIVOS EXTERNOS CORTO PLAZO DEPÓSITOS DEL GOBIERNO GENERAL   FONDOS Y CRÉDITOS DEL GOBIERNO PARA PRÉSTAMOS CRÉDITO BANCO DE GUATEMALA TOTAL
MONEDA NACIONAL MONEDA EXTRANJERA MONEDA NACIONAL MONEDA EXTRANJERA MONEDA NACIONAL MONEDA EXTRANJERA MONEDA NACIONAL MONEDA EXTRANJERA TOTAL MONEDA NACIONAL MONEDA EXTRANJERA
2011 36,683.3 11,154.1 24,042.1 3,796.5 30,499.1 6,179.0 4,884.2 1,367.5 70,768.4 577.9 1,738.7 813.6 16,810.6 13,169.6 0.0 2,052.6 35,163.0 16,520.3 4,599.8 174,888.9
2012 39,604.6 11,775.4 25,322.5 4,192.6 36,228.9 6,728.6 5,078.3 1,081.7 78,632.5 409.2 2,815.8 1,408.3 21,946.2 15,865.1 0.0 2,051.7 44,496.3 17,801.9 4,800.0 197,110.7
2013 40,844.9 13,902.1 27,155.0 4,388.0 42,096.1 8,493.9 5,760.0 1,140.1 89,033.1 358.6 2,802.1 1,314.4 27,166.3 18,132.0 0.0 2,051.6 51,825.0 20,570.0 4,547.0 220,722.1
2014 43,397.4 16,284.5 29,037.9 4,783.0 46,969.3 8,916.4 6,075.1 1,038.7 96,820.4 298.5 2,633.9 2,423.4 30,047.8 19,684.9 0.0 2,051.6 57,140.1 22,064.2 4,774.4 240,481.0
2015 47,901.3 16,180.2 31,592.6 5,032.8 51,828.1 10,413.6 6,812.1 1,096.7 106,775.9 301.4 2,601.2 2,497.0 34,735.3 22,926.1 0.0 2,052.1 65,113.1 23,845.3 4,808.1 264,623.8
2016 50,120.5 17,601.0 34,253.4 5,683.5 56,054.7 9,411.0 7,205.4 1,661.7 114,269.7 221.5 2,522.0 1,256.7 37,155.2 27,668.0 0.0 2,051.6 70,875.0 25,720.0 4,950.4 283,536.7
2017 52,833.4 18,767.5 37,724.8 5,425.1 59,033.8 9,740.5 8,734.6 2,924.3 123,582.9 1,026.7 2,245.5 803.7 39,413.8 30,989.4 0.0 2,051.3 76,530.4 28,601.9 5,581.5 305,897.6
2018 50,994.0 18,732.6 38,439.0 5,572.7 60,101.9 9,880.7 9,011.3 3,731.8 126,737.4 1,007.8 2,261.7 757.8 37,937.6 31,207.9 0.0 2,051.3 75,224.1 29,016.6 3,854.4 304,559.1
2014                                        
MARZO 39,303.6 15,352.9 27,299.1 4,537.9 43,070.1 8,433.0 5,917.8 1,209.8 90,467.5 346.1 2,823.6 1,831.9 26,706.2 20,957.4 0.0 2,051.6 54,716.8 20,535.3 4,297.5 224,673.5
JUNIO 40,145.0 14,936.9 27,907.9 4,509.0 44,362.1 8,231.5 6,767.2 1,477.5 93,255.3 256.3 2,813.2 1,709.9 29,045.8 21,101.4 0.0 2,051.6 56,978.2 20,906.3 6,163.4 232,385.0
SEPTIEMBRE 39,554.5 15,883.2 28,614.8 4,723.2 46,170.6 8,759.7 6,332.9 1,347.8 95,949.0 281.6 2,672.9 1,562.2 28,921.3 20,067.1 0.0 2,051.6 55,556.7 22,064.2 4,487.4 233,495.0
DICIEMBRE 43,397.4 16,284.5 29,037.9 4,783.0 46,969.3 8,916.4 6,075.1 1,038.7 96,820.4 298.5 2,633.9 2,423.4 30,047.8 19,684.9 0.0 2,051.6 57,140.1 22,064.2 4,774.4 240,481.0
2015                                        
MARZO 44,730.9 16,890.8 30,240.9 5,007.8 48,319.4 9,085.6 6,045.5 1,100.7 99,800.0 311.6 2,622.1 2,312.3 30,848.2 21,749.4 0.0 2,051.6 59,895.2 22,379.2 3,621.1 247,317.2
JUNIO 44,901.1 17,103.7 30,372.0 4,566.3 49,327.5 9,995.3 7,312.3 1,172.5 102,745.9 303.1 2,586.7 2,503.0 32,617.6 22,292.0 0.0 2,051.6 62,354.0 22,913.3 6,925.5 256,943.5
SEPTIEMBRE 43,739.6 16,294.5 30,766.9 4,801.3 51,123.0 10,114.0 7,529.4 1,597.5 105,932.0 302.2 2,575.4 2,382.8 33,491.7 23,117.6 0.0 2,051.6 63,921.3 23,845.3 5,253.7 258,986.4
DICIEMBRE 47,901.3 16,180.2 31,592.6 5,032.8 51,828.1 10,413.6 6,812.1 1,096.7 106,775.9 301.4 2,601.2 2,497.0 34,735.3 22,926.1 0.0 2,052.1 65,113.1 23,845.3 4,808.1 264,623.8
2016                                        
MARZO 46,883.5 17,789.8 32,361.1 5,223.0 52,584.0 10,102.4 6,805.3 1,440.9 108,516.6 318.4 2,599.3 2,401.0 34,318.1 26,751.1 0.0 2,052.1 68,440.0 23,845.3 5,513.4 270,988.6
JUNIO 47,099.6 17,260.8 33,133.8 5,409.1 53,718.4 9,119.1 7,079.5 1,456.5 109,916.3 310.4 2,546.1 2,404.6 33,648.7 27,780.1 0.0 2,051.6 68,741.5 24,573.0 4,559.0 272,150.1
SEPTIEMBRE 46,377.4 17,543.5 33,526.5 5,647.8 55,378.6 9,388.8 7,005.5 1,466.7 112,413.8 256.7 2,489.7 2,100.7 33,773.1 29,389.3 0.0 2,051.6 70,061.1 25,674.8 2,535.8 274,606.4
DICIEMBRE 50,120.5 17,601.0 34,253.4 5,683.5 56,054.7 9,411.0 7,205.4 1,661.7 114,269.7 221.5 2,522.0 1,256.7 37,155.2 27,668.0 0.0 2,051.6 70,875.0 25,720.0 4,950.4 283,536.7
2017                                        
MARZO 47,589.4 17,631.3 35,137.4 5,601.7 56,792.9 9,353.3 7,472.4 2,662.4 117,020.1 1,021.6 2,384.4 1,038.0 35,559.3 30,718.7 0.0 2,051.6 72,773.6 26,452.3 4,100.2 285,566.9
JUNIO 48,311.9 17,671.6 35,975.5 5,586.1 57,920.5 9,759.7 7,783.8 3,032.0 120,057.6 1,025.5 2,298.5 667.6 35,432.5 30,796.8 0.0 2,051.6 72,272.5 26,711.0 4,772.6 289,797.1
SEPTIEMBRE 48,141.7 18,062.4 36,774.1 5,629.4 58,159.4 9,712.0 9,127.4 2,818.2 122,220.5 1,023.6 2,358.8 405.2 36,198.4 31,733.8 0.0 2,051.3 73,771.1 27,735.2 4,086.8 294,017.7
DICIEMBRE 52,833.4 18,767.5 37,724.8 5,425.1 59,033.8 9,740.5 8,734.6 2,924.3 123,582.9 1,026.7 2,245.5 803.7 39,413.8 30,989.4 0.0 2,051.3 76,530.4 28,601.9 5,581.5 305,897.6
2018                                        
MARZO 50,994.0 18,732.6 38,439.0 5,572.7 60,101.9 9,880.7 9,011.3 3,731.8 126,737.4 1,007.8 2,261.7 757.8 37,937.6 31,207.9 0.0 2,051.3 75,224.1 29,016.6 3,854.4 304,559.1
2014                                        
ENERO 39,576.6 13,542.3 26,950.8 4,438.3 42,484.8 8,428.8 6,053.8 1,296.1 89,652.6 367.3 2,799.0 1,546.8 26,442.3 20,018.7 0.0 2,051.6 53,225.7 20,141.4 4,353.1 220,491.7
FEBRERO 39,089.1 14,554.6 27,192.7 4,484.6 42,698.7 8,549.4 6,319.9 1,327.6 90,572.9 360.3 2,771.5 1,601.9 26,467.7 19,905.8 0.0 2,051.6 53,158.8 20,368.9 4,623.8 222,368.1
MARZO 39,303.6 15,352.9 27,299.1 4,537.9 43,070.1 8,433.0 5,917.8 1,209.8 90,467.5 346.1 2,823.6 1,831.9 26,706.2 20,957.4 0.0 2,051.6 54,716.8 20,535.3 4,297.5 224,673.5
ABRIL 39,717.3 14,838.0 27,580.4 4,505.2 43,490.4 8,293.0 6,302.8 1,314.5 91,486.3 334.9 2,822.6 1,816.8 28,952.4 21,566.2 0.0 2,051.6 57,544.5 20,364.5 4,910.9 228,861.4
MAYO 39,707.1 15,302.6 27,534.7 4,677.5 44,012.3 8,349.6 6,364.2 1,127.6 92,066.0 261.8 2,833.1 1,709.0 28,229.7 19,899.7 0.0 2,051.6 54,984.9 20,660.1 4,944.7 227,665.5
JUNIO 40,145.0 14,936.9 27,907.9 4,509.0 44,362.1 8,231.5 6,767.2 1,477.5 93,255.3 256.3 2,813.2 1,709.9 29,045.8 21,101.4 0.0 2,051.6 56,978.2 20,906.3 6,163.4 232,385.0
JULIO 39,925.8 15,188.8 28,344.5 4,668.1 44,924.2 8,652.2 6,221.4 1,129.1 93,939.4 281.8 2,756.4 1,625.4 30,223.0 21,865.1 0.0 2,051.6 58,803.3 21,021.3 3,782.6 232,661.2
AGOSTO 39,913.9 16,204.4 28,671.0 4,676.1 45,602.9 8,698.3 6,793.5 966.8 95,408.6 281.1 2,727.7 1,684.0 29,765.5 19,989.7 0.0 2,051.6 56,499.6 21,411.3 4,978.8 234,416.5
SEPTIEMBRE 39,554.5 15,883.2 28,614.8 4,723.2 46,170.6 8,759.7 6,332.9 1,347.8 95,949.0 281.6 2,672.9 1,562.2 28,921.3 20,067.1 0.0 2,051.6 55,556.7 22,064.2 4,487.4 233,495.0
OCTUBRE 39,170.0 15,491.1 28,308.6 4,972.7 46,367.1 9,088.5 6,200.1 1,119.2 96,056.2 260.5 2,651.4 1,782.8 28,049.8 20,832.3 0.0 2,051.6 55,628.4 21,021.3 6,121.5 233,488.5
NOVIEMBRE 40,314.2 15,713.7 28,300.1 4,837.1 46,528.9 9,130.7 6,642.0 1,159.8 96,598.7 324.3 2,653.1 2,114.5 27,899.3 20,042.6 0.0 2,051.6 55,085.4 21,411.3 6,084.2 235,207.4
DICIEMBRE 43,397.4 16,284.5 29,037.9 4,783.0 46,969.3 8,916.4 6,075.1 1,038.7 96,820.4 298.5 2,633.9 2,423.4 30,047.8 19,684.9 0.0 2,051.6 57,140.1 22,064.2 4,774.4 240,481.0
2015                                        
ENERO 43,062.9 15,613.6 29,365.0 4,834.1 47,630.1 8,925.4 6,798.0 1,266.7 98,819.2 329.4 2,654.2 2,398.2 30,509.9 20,733.6 0.0 2,051.6 58,676.9 21,942.9 5,027.2 243,142.7
FEBRERO 43,747.7 16,448.8 29,649.6 4,919.4 47,739.5 8,759.4 6,834.5 1,191.8 99,094.2 314.8 2,633.2 2,351.1 30,908.5 21,470.1 0.0 2,051.6 59,729.3 22,210.3 4,971.3 246,201.6
MARZO 44,730.9 16,890.8 30,240.9 5,007.8 48,319.4 9,085.6 6,045.5 1,100.7 99,800.0 311.6 2,622.1 2,312.3 30,848.2 21,749.4 0.0 2,051.6 59,895.2 22,379.2 3,621.1 247,317.2
ABRIL 45,104.3 17,046.4 30,527.4 5,218.8 48,668.4 9,385.5 6,275.3 1,235.1 101,310.5 296.9 2,660.5 2,462.0 31,500.1 22,073.1 0.0 2,051.6 61,044.2 22,379.8 4,763.6 251,648.8
MAYO 45,319.2 17,175.2 30,019.8 5,339.7 49,053.9 9,615.0 6,913.9 1,217.5 102,159.9 303.0 2,618.5 2,523.1 30,940.5 22,261.4 0.0 2,051.6 60,698.1 22,702.8 5,568.7 253,623.9
JUNIO 44,901.1 17,103.7 30,372.0 4,566.3 49,327.5 9,995.3 7,312.3 1,172.5 102,745.9 303.1 2,586.7 2,503.0 32,617.6 22,292.0 0.0 2,051.6 62,354.0 22,913.3 6,925.5 256,943.5
JULIO 45,214.7 16,325.8 30,996.8 4,637.5 49,932.7 9,822.9 6,769.7 1,461.3 103,620.9 305.2 2,594.9 2,308.1 32,777.8 24,034.2 0.0 2,051.6 64,071.8 23,148.5 4,584.9 256,966.7
AGOSTO 44,400.6 16,816.6 30,677.6 4,803.1 50,654.2 10,224.5 7,042.3 1,450.3 104,852.0 302.4 2,594.1 2,419.2 33,703.6 22,876.3 0.0 2,051.6 63,947.2 23,488.5 4,875.9 258,380.8
SEPTIEMBRE 43,739.6 16,294.5 30,766.9 4,801.3 51,123.0 10,114.0 7,529.4 1,597.5 105,932.0 302.2 2,575.4 2,382.8 33,491.7 23,117.6 0.0 2,051.6 63,921.3 23,845.3 5,253.7 258,986.4
OCTUBRE 45,367.2 16,471.0 30,895.6 4,556.4 51,796.0 10,136.9 6,781.1 1,501.0 105,666.9 298.7 2,573.4 2,400.2 33,529.6 24,137.9 0.0 2,051.6 64,991.4 23,148.5 4,978.7 260,623.7
NOVIEMBRE 44,946.9 16,629.3 30,886.0 4,593.9 51,673.2 9,962.5 6,487.7 1,475.6 105,078.9 299.2 2,568.8 2,301.5 34,167.2 23,705.7 0.0 2,051.6 65,094.0 23,488.5 5,784.4 261,022.0
DICIEMBRE 47,901.3 16,180.2 31,592.6 5,032.8 51,828.1 10,413.6 6,812.1 1,096.7 106,775.9 301.4 2,601.2 2,497.0 34,735.3 22,926.1 0.0 2,052.1 65,113.1 23,845.3 4,808.1 264,623.8
2016                                        
ENERO 48,316.9 16,933.7 31,527.7 5,085.0 52,264.8 10,284.2 6,482.2 1,124.0 106,767.9 304.2 2,616.6 2,437.3 34,320.9 24,710.2 0.0 2,052.1 66,441.3 23,148.5 5,424.2 267,032.5
FEBRERO 47,897.2 17,050.8 31,753.1 5,266.9 52,247.4 10,139.4 7,196.6 1,414.5 108,017.9 317.5 2,605.1 2,549.8 34,529.1 25,766.5 0.0 2,052.1 67,820.1 23,488.5 5,753.2 270,027.7
MARZO 46,883.5 17,789.8 32,361.1 5,223.0 52,584.0 10,102.4 6,805.3 1,440.9 108,516.6 318.4 2,599.3 2,401.0 34,318.1 26,751.1 0.0 2,052.1 68,440.0 23,845.3 5,513.4 270,988.6
ABRIL 48,438.2 18,671.4 32,622.7 5,278.0 52,845.5 9,969.7 6,421.0 1,421.9 108,558.7 322.2 2,607.2 2,447.9 33,412.3 26,817.1 0.0 2,051.6 67,658.3 23,903.3 3,311.0 270,540.9
MAYO 47,236.1 18,359.7 32,719.6 5,482.5 53,345.2 9,738.8 6,397.3 1,462.1 109,145.5 316.7 2,547.3 2,454.1 33,145.9 27,348.1 0.0 2,051.6 67,863.7 24,232.5 3,332.6 270,170.1
JUNIO 47,099.6 17,260.8 33,133.8 5,409.1 53,718.4 9,119.1 7,079.5 1,456.5 109,916.3 310.4 2,546.1 2,404.6 33,648.7 27,780.1 0.0 2,051.6 68,741.5 24,573.0 4,559.0 272,150.1
JULIO 47,989.5 18,190.5 33,306.8 5,463.6 54,417.3 9,185.1 6,682.2 1,144.3 110,199.3 254.6 2,524.7 2,413.0 32,613.3 29,233.3 0.0 2,051.6 69,090.5 25,120.3 2,547.3 273,137.3
AGOSTO 45,160.2 18,271.9 33,372.7 5,487.0 55,111.9 9,391.8 6,609.3 1,091.1 111,063.8 255.6 2,507.6 2,416.2 33,162.9 29,119.1 0.0 2,051.6 69,513.0 25,486.6 3,652.9 273,148.3
SEPTIEMBRE 46,377.4 17,543.5 33,526.5 5,647.8 55,378.6 9,388.8 7,005.5 1,466.7 112,413.8 256.7 2,489.7 2,100.7 33,773.1 29,389.3 0.0 2,051.6 70,061.1 25,674.8 2,535.8 274,606.4
OCTUBRE 46,962.8 17,937.1 33,257.1 5,728.8 55,883.1 9,098.4 6,801.3 1,758.4 112,527.1 252.6 2,491.6 1,965.7 32,719.9 30,595.5 0.0 2,051.6 70,076.9 25,869.1 3,807.4 277,180.3
NOVIEMBRE 46,368.8 18,167.4 33,479.6 5,590.4 55,948.5 9,274.9 7,113.8 1,872.8 113,280.0 249.9 2,517.4 1,691.2 33,346.6 28,998.0 0.0 2,051.6 68,854.7 25,543.5 7,059.4 279,273.8
DICIEMBRE 50,120.5 17,601.0 34,253.4 5,683.5 56,054.7 9,411.0 7,205.4 1,661.7 114,269.7 221.5 2,522.0 1,256.7 37,155.2 27,668.0 0.0 2,051.6 70,875.0 25,720.0 4,950.4 283,536.7
2017                                        
ENERO 48,941.6 17,945.1 34,435.0 5,531.1 56,135.6 9,676.9 7,034.5 2,019.2 114,832.2 215.2 2,473.4 1,096.0 36,223.2 30,711.7 0.0 2,051.6 72,771.1 26,030.8 2,789.5 283,310.3
FEBRERO 46,261.1 17,649.8 34,689.5 5,582.9 56,458.0 9,314.2 7,931.6 2,706.2 116,682.3 652.8 2,411.5 812.9 35,800.0 29,775.9 0.0 2,051.6 71,504.7 26,283.1 5,836.2 284,217.1
MARZO 47,589.4 17,631.3 35,137.4 5,601.7 56,792.9 9,353.3 7,472.4 2,662.4 117,020.1 1,021.6 2,384.4 1,038.0 35,559.3 30,718.7 0.0 2,051.6 72,773.6 26,452.3 4,100.2 285,566.9
ABRIL 49,156.1 17,854.0 35,276.0 5,609.7 56,893.0 9,327.9 7,490.0 2,720.1 117,316.7 1,030.4 2,385.0 820.7 36,141.7 31,520.3 0.0 2,051.6 73,949.7 25,961.3 3,877.1 288,114.9
MAYO 47,270.9 18,227.6 35,528.7 5,690.2 57,293.6 9,699.7 8,369.9 2,874.0 119,456.1 1,028.6 2,349.0 695.5 34,841.3 30,677.9 0.0 2,051.6 71,643.9 26,202.2 4,041.7 286,842.4
JUNIO 48,311.9 17,671.6 35,975.5 5,586.1 57,920.5 9,759.7 7,783.8 3,032.0 120,057.6 1,025.5 2,298.5 667.6 35,432.5 30,796.8 0.0 2,051.6 72,272.5 26,711.0 4,772.6 289,797.1
JULIO 48,470.2 18,516.7 36,526.5 5,535.3 57,448.7 9,797.4 8,410.6 3,034.9 120,753.2 1,027.7 2,285.1 647.3 34,805.3 32,601.6 0.0 2,051.6 73,418.6 27,043.8 1,578.1 289,780.7
AGOSTO 46,998.8 18,096.6 36,724.6 5,620.4 57,939.7 9,722.4 9,613.9 3,054.6 122,675.5 1,023.4 2,346.4 480.6 34,952.0 31,141.0 0.0 2,051.6 71,995.0 27,374.7 3,862.8 291,003.4
SEPTIEMBRE 48,141.7 18,062.4 36,774.1 5,629.4 58,159.4 9,712.0 9,127.4 2,818.2 122,220.5 1,023.6 2,358.8 405.2 36,198.4 31,733.8 0.0 2,051.3 73,771.1 27,735.2 4,086.8 294,017.7
OCTUBRE 48,160.2 18,159.9 36,887.9 5,520.0 58,653.1 9,794.1 9,099.5 2,906.3 122,860.9 1,021.5 2,364.1 525.3 36,590.8 34,514.0 0.0 2,051.3 77,067.0 28,056.6 2,465.7 296,770.3
NOVIEMBRE 48,514.4 17,526.2 36,902.7 5,448.1 58,903.3 9,721.5 9,583.6 2,944.2 123,503.4 1,019.2 2,244.5 772.1 37,197.7 32,387.7 0.0 2,051.3 75,672.5 28,339.2 4,060.7 297,616.4
DICIEMBRE 52,833.4 18,767.5 37,724.8 5,425.1 59,033.8 9,740.5 8,734.6 2,924.3 123,582.9 1,026.7 2,245.5 803.7 39,413.8 30,989.4 0.0 2,051.3 76,530.4 28,601.9 5,581.5 305,897.6
2018                                        
ENERO 49,538.5 18,139.2 37,786.9 5,411.4 59,608.7 9,983.0 9,241.2 3,054.8 125,086.0 1,024.0 2,246.8 793.2 38,515.2 32,438.1 0.0 2,051.3 77,068.6 28,959.6 4,665.8 303,457.6
FEBRERO 49,903.4 18,451.0 38,154.9 5,429.6 59,605.6 9,760.0 9,571.3 3,219.9 125,741.2 1,008.3 2,255.2 776.4 37,288.8 31,851.4 0.0 2,051.3 75,231.4 29,108.0 5,552.1 303,987.2
MARZO 50,994.0 18,732.6 38,439.0 5,572.7 60,101.9 9,880.7 9,011.3 3,731.8 126,737.4 1,007.8 2,261.7 757.8 37,937.6 31,207.9 0.0 2,051.3 75,224.1 29,016.6 3,854.4 304,559.1
ABRIL                                        
MAYO                                        
JUNIO                                        
JULIO                                        
AGOSTO                                        
SEPTIEMBRE                                        
OCTUBRE                                        
NOVIEMBRE                                        
DICIEMBRE                                        
FUENTE: Superintendencia de Bancos de Guatemala.