3     BALANCE CONSOLIDADO DE LOS BANCOS COMERCIALES
(EN MILLONES DE QUETZALES)
ACTIVO
A FIN DEL PERÍODO RESERVAS ACTIVOS EXTERNOS CRÉDITO AL GOBIERNO GENERAL CRÉDITO AL SECTOR PRIVADO CRÉDITO A INSTITUCIONES FINANCIERAS NO MONETARIAS OTROS ACTIVOS TOTAL ACTIVO
MONEDAS Y BILLETES DEPÓSITOS BANCO DE GUATEMALA TOTAL CRÉDITO AL GOBIERNO CENTRAL TOTAL
MONEDA NACIONAL MONEDA EXTRANJERA GOBIERNO ORGANISMOS DESCENTRALIZADOS MONEDA NACIONAL MONEDA EXTRANJERA TOTAL
2011 3,951.8 12,195.3 2,999.3 19,146.4 4,664.8 13,169.6 0.0 13,169.6 74,181.1 32,210.7 106,391.8 1,086.0 30,430.3 174,888.9
2012 5,265.1 13,843.4 3,469.2 22,577.7 4,331.1 15,865.1 0.0 15,865.1 85,766.1 39,409.4 125,175.5 1,121.5 28,039.8 197,110.7
2013 5,095.7 15,122.7 5,852.5 26,070.9 5,067.2 18,132.0 0.0 18,132.0 93,558.4 46,600.4 140,158.8 789.3 30,503.9 220,722.1
2014 5,030.8 16,752.4 5,055.0 26,838.2 5,442.8 19,684.9 0.0 19,684.9 99,041.4 53,413.5 152,454.9 820.9 35,239.3 240,481.0
2015 6,160.1 17,417.2 4,908.3 28,485.6 4,502.2 22,926.1 0.0 22,926.1 108,995.5 63,040.6 172,036.1 839.1 35,834.8 264,623.8
2016 5,748.6 22,863.7 5,565.4 34,177.7 4,289.8 27,668.0 0.0 27,668.0 117,487.0 64,711.7 182,198.7 904.4 34,298.0 283,536.7
2017 5,942.6 25,686.3 6,384.0 38,012.9 4,774.0 30,989.4 0.0 30,989.4 122,667.9 66,375.0 189,042.9 903.1 42,175.3 305,897.6
2018 4,901.0 22,825.5 5,624.8 33,351.3 6,162.8 32,536.4 0.0 32,536.4 125,437.0 69,806.7 195,243.7 960.4 49,802.1 318,056.6
2014                            
MARZO 3,899.8 14,828.7 5,120.0 23,848.5 6,297.2 20,957.4 0.0 20,957.4 94,175.0 46,077.2 140,252.2 786.8 32,531.4 224,673.5
JUNIO 4,416.0 15,927.0 4,110.6 24,453.6 5,985.1 21,101.4 0.0 21,101.4 95,535.9 49,295.5 144,831.4 762.2 35,251.3 232,385.0
SEPTIEMBRE 3,726.9 15,082.8 5,087.1 23,896.8 5,855.7 20,067.1 0.0 20,067.1 96,622.8 50,900.3 147,523.1 1,001.7 35,150.6 233,495.0
DICIEMBRE 5,030.8 16,752.4 5,055.0 26,838.2 5,442.8 19,684.9 0.0 19,684.9 99,041.4 53,413.5 152,454.9 820.9 35,239.3 240,481.0
2015                            
MARZO 4,721.1 16,054.8 5,325.8 26,101.7 4,728.0 21,749.4 0.0 21,749.4 100,369.2 56,214.4 156,583.6 844.7 37,309.8 247,317.2
JUNIO 5,633.4 15,663.1 4,958.1 26,254.6 5,240.4 22,292.0 0.0 22,292.0 102,912.8 58,518.4 161,431.2 854.6 40,870.7 256,943.5
SEPTIEMBRE 3,919.4 14,907.5 4,480.5 23,307.4 5,009.7 23,117.6 0.0 23,117.6 104,838.4 61,534.0 166,372.4 856.0 40,323.3 258,986.4
DICIEMBRE 6,160.1 17,417.2 4,908.3 28,485.6 4,502.2 22,926.1 0.0 22,926.1 108,995.5 63,040.6 172,036.1 839.1 35,834.8 264,623.8
2016                            
MARZO 4,906.8 16,806.9 4,098.5 25,812.2 7,489.8 26,751.1 0.0 26,751.1 110,579.3 62,378.1 172,957.4 985.7 36,992.4 270,988.6
JUNIO 5,120.1 19,264.2 4,716.9 29,101.2 5,323.5 27,780.1 0.0 27,780.1 112,209.4 61,299.2 173,508.6 1,025.2 35,411.6 272,150.1
SEPTIEMBRE 4,804.2 19,168.0 5,693.7 29,665.9 4,749.9 29,389.3 0.0 29,389.3 114,248.8 60,941.6 175,190.4 1,020.8 34,590.1 274,606.4
DICIEMBRE 5,748.6 22,863.7 5,565.4 34,177.7 4,289.8 27,668.0 0.0 27,668.0 117,487.0 64,711.7 182,198.7 904.4 34,298.0 283,536.7
2017                            
MARZO 4,965.3 18,902.1 5,241.0 29,108.4 4,814.7 30,718.7 0.0 30,718.7 119,553.0 62,384.7 181,937.7 1,005.6 37,981.8 285,566.9
JUNIO 5,049.0 21,452.4 5,488.7 31,990.1 4,134.0 30,796.8 0.0 30,796.8 121,265.0 62,632.9 183,897.9 873.3 38,105.0 289,797.1
SEPTIEMBRE 4,832.3 21,653.9 4,411.3 30,897.5 4,484.9 31,733.8 0.0 31,733.8 121,032.4 63,229.0 184,261.4 1,101.8 41,538.3 294,017.7
DICIEMBRE 5,942.6 25,686.3 6,384.0 38,012.9 4,774.0 30,989.4 0.0 30,989.4 122,667.9 66,375.0 189,042.9 903.1 42,175.3 305,897.6
2018                              
MARZO 5,148.4 22,288.8 5,162.9 32,600.1 5,202.6 31,207.9 0.0 31,207.9 122,499.5 67,379.2 189,878.7 914.0 44,755.8 304,559.1
JUNIO 5,529.2 22,060.4 5,804.9 33,394.5 5,687.5 31,837.1 0.0 31,837.1 123,235.5 68,664.2 191,899.7 895.1 47,972.2 311,686.1
SEPTIEMBRE 4,901.0 22,825.5 5,624.8 33,351.3 6,162.8 32,536.4 0.0 32,536.4 125,437.0 69,806.7 195,243.7 960.4 49,802.1 318,056.6
2014                            
ENERO 3,996.8 15,143.6 4,880.9 24,021.3 5,117.7 20,018.7 0.0 20,018.7 93,221.2 46,526.6 139,747.8 788.7 30,797.5 220,491.7
FEBRERO 3,926.7 14,542.6 5,075.8 23,545.1 5,902.5 19,905.8 0.0 19,905.8 93,546.0 46,193.2 139,739.2 787.0 32,488.5 222,368.1
MARZO 3,899.8 14,828.7 5,120.0 23,848.5 6,297.2 20,957.4 0.0 20,957.4 94,175.0 46,077.2 140,252.2 786.8 32,531.4 224,673.5
ABRIL 3,959.0 15,185.0 4,689.7 23,833.7 7,354.1 21,566.2 0.0 21,566.2 95,227.2 47,123.9 142,351.1 776.7 32,979.7 228,861.4
MAYO 3,766.8 15,239.7 4,593.9 23,600.4 6,555.5 19,899.7 0.0 19,899.7 95,239.6 47,958.4 143,198.0 877.7 33,534.2 227,665.5
JUNIO 4,416.0 15,927.0 4,110.6 24,453.6 5,985.1 21,101.4 0.0 21,101.4 95,535.9 49,295.5 144,831.4 762.2 35,251.3 232,385.0
JULIO 4,237.1 14,692.3 4,718.0 23,647.4 6,224.0 21,865.1 0.0 21,865.1 95,377.5 50,933.7 146,311.2 742.5 33,871.0 232,661.2
AGOSTO 3,842.9 16,001.8 5,759.2 25,603.9 6,224.4 19,989.7 0.0 19,989.7 96,109.2 50,671.2 146,780.4 722.9 35,095.2 234,416.5
SEPTIEMBRE 3,726.9 15,082.8 5,087.1 23,896.8 5,855.7 20,067.1 0.0 20,067.1 96,622.8 50,900.3 147,523.1 1,001.7 35,150.6 233,495.0
OCTUBRE 3,991.2 15,565.3 4,840.6 24,397.1 5,443.0 20,832.3 0.0 20,832.3 97,620.6 51,100.7 148,721.3 689.9 33,404.9 233,488.5
NOVIEMBRE 3,918.6 15,608.0 4,528.0 24,054.6 4,744.3 20,042.6 0.0 20,042.6 98,649.8 51,583.5 150,233.3 695.2 35,437.4 235,207.4
DICIEMBRE 5,030.8 16,752.4 5,055.0 26,838.2 5,442.8 19,684.9 0.0 19,684.9 99,041.4 53,413.5 152,454.9 820.9 35,239.3 240,481.0
2015                            
ENERO 4,117.5 16,068.9 4,417.1 24,603.5 4,997.0 20,733.6 0.0 20,733.6 99,160.2 54,309.0 153,469.2 821.2 38,518.2 243,142.7
FEBRERO 3,793.9 16,876.1 4,354.6 25,024.6 5,026.7 21,470.1 0.0 21,470.1 99,994.3 55,628.3 155,622.6 819.5 38,238.1 246,201.6
MARZO 4,721.1 16,054.8 5,325.8 26,101.7 4,728.0 21,749.4 0.0 21,749.4 100,369.2 56,214.4 156,583.6 844.7 37,309.8 247,317.2
ABRIL 4,322.1 17,126.0 4,774.9 26,223.0 6,180.4 22,073.1 0.0 22,073.1 100,718.3 57,834.7 158,553.0 845.3 37,774.0 251,648.8
MAYO 4,935.7 15,522.3 4,187.4 24,645.4 5,790.3 22,261.4 0.0 22,261.4 102,050.7 58,622.9 160,673.6 854.9 39,398.3 253,623.9
JUNIO 5,633.4 15,663.1 4,958.1 26,254.6 5,240.4 22,292.0 0.0 22,292.0 102,912.8 58,518.4 161,431.2 854.6 40,870.7 256,943.5
JULIO 4,748.0 17,080.2 4,415.6 26,243.8 5,171.3 24,034.2 0.0 24,034.2 103,661.5 59,230.8 162,892.3 851.5 37,773.6 256,966.7
AGOSTO 4,424.6 15,461.6 4,751.4 24,637.6 5,904.9 22,876.3 0.0 22,876.3 104,161.2 60,692.4 164,853.6 861.7 39,246.7 258,380.8
SEPTIEMBRE 3,919.4 14,907.5 4,480.5 23,307.4 5,009.7 23,117.6 0.0 23,117.6 104,838.4 61,534.0 166,372.4 856.0 40,323.3 258,986.4
OCTUBRE 4,470.6 17,926.0 4,581.3 26,977.9 4,275.7 24,137.9 0.0 24,137.9 106,114.7 62,307.7 168,422.4 750.9 36,058.9 260,623.7
NOVIEMBRE 4,727.3 17,537.2 3,984.3 26,248.8 5,044.7 23,705.7 0.0 23,705.7 107,451.9 62,876.7 170,328.6 790.8 34,903.4 261,022.0
DICIEMBRE 6,160.1 17,417.2 4,908.3 28,485.6 4,502.2 22,926.1 0.0 22,926.1 108,995.5 63,040.6 172,036.1 839.1 35,834.8 264,623.8
2016                            
ENERO 4,712.9 18,495.1 4,195.3 27,403.3 5,059.2 24,710.2 0.0 24,710.2 109,272.8 63,449.1 172,721.9 872.8 36,265.1 267,032.5
FEBRERO 4,311.7 18,118.7 3,897.4 26,327.8 7,016.9 25,766.5 0.0 25,766.5 109,986.1 62,759.5 172,745.6 879.5 37,291.4 270,027.7
MARZO 4,906.8 16,806.9 4,098.5 25,812.2 7,489.8 26,751.1 0.0 26,751.1 110,579.3 62,378.1 172,957.4 985.7 36,992.4 270,988.6
ABRIL 4,611.6 18,947.0 4,374.8 27,933.4 8,003.4 26,817.1 0.0 26,817.1 111,015.8 62,190.4 173,206.2 973.7 33,607.1 270,540.9
MAYO 4,665.5 19,570.0 4,048.9 28,284.4 7,602.6 27,348.1 0.0 27,348.1 111,720.3 62,007.7 173,728.0 997.5 32,209.5 270,170.1
JUNIO 5,120.1 19,264.2 4,716.9 29,101.2 5,323.5 27,780.1 0.0 27,780.1 112,209.4 61,299.2 173,508.6 1,025.2 35,411.6 272,150.1
JULIO 5,214.3 18,304.9 4,919.6 28,438.8 4,727.4 29,233.3 0.0 29,233.3 112,615.6 61,486.9 174,102.5 1,111.5 35,523.8 273,137.3
AGOSTO 4,525.0 18,411.6 4,638.8 27,575.4 6,028.8 29,119.1 0.0 29,119.1 113,491.1 61,180.6 174,671.7 1,016.4 34,737.0 273,148.3
SEPTIEMBRE 4,804.2 19,168.0 5,693.7 29,665.9 4,749.9 29,389.3 0.0 29,389.3 114,248.8 60,941.6 175,190.4 1,020.8 34,590.1 274,606.4
OCTUBRE 4,373.9 18,899.4 4,673.7 27,947.0 5,787.6 30,595.5 0.0 30,595.5 115,200.7 60,501.5 175,702.2 914.3 36,233.7 277,180.3
NOVIEMBRE 4,789.5 19,299.9 4,962.5 29,051.9 4,909.6 28,998.0 0.0 28,998.0 116,462.1 62,179.8 178,641.9 1,179.2 36,493.2 279,273.8
DICIEMBRE 5,748.6 22,863.7 5,565.4 34,177.7 4,289.8 27,668.0 0.0 27,668.0 117,487.0 64,711.7 182,198.7 904.4 34,298.0 283,536.7
2017                            
ENERO 4,893.6 19,449.0 5,138.5 29,481.1 4,693.8 30,711.7 0.0 30,711.7 117,736.4 63,714.4 181,450.8 1,134.2 35,838.7 283,310.3
FEBRERO 4,640.6 19,891.4 5,575.8 30,107.8 4,750.1 29,775.9 0.0 29,775.9 118,467.5 62,984.5 181,452.0 1,010.2 37,121.1 284,217.1
MARZO 4,965.3 18,902.1 5,241.0 29,108.4 4,814.7 30,718.7 0.0 30,718.7 119,553.0 62,384.7 181,937.7 1,005.6 37,981.8 285,566.9
ABRIL 4,906.0 20,477.9 4,858.4 30,242.3 5,238.8 31,520.3 0.0 31,520.3 120,435.5 62,541.0 182,976.5 1,037.8 37,099.2 288,114.9
MAYO 4,777.4 20,727.3 5,435.5 30,940.2 4,889.5 30,677.9 0.0 30,677.9 121,207.3 61,904.8 183,112.1 1,016.5 36,206.2 286,842.4
JUNIO 5,049.0 21,452.4 5,488.7 31,990.1 4,134.0 30,796.8 0.0 30,796.8 121,265.0 62,632.9 183,897.9 873.3 38,105.0 289,797.1
JULIO 4,913.8 20,829.7 4,480.3 30,223.8 5,179.0 32,601.6 0.0 32,601.6 120,920.3 62,470.4 183,390.7 972.9 37,412.6 289,780.7
AGOSTO 4,898.0 20,177.0 5,100.1 30,175.1 3,653.0 31,141.0 0.0 31,141.0 121,025.8 62,571.4 183,597.2 874.4 41,562.7 291,003.4
SEPTIEMBRE 4,832.3 21,653.9 4,411.3 30,897.5 4,484.9 31,733.8 0.0 31,733.8 121,032.4 63,229.0 184,261.4 1,101.8 41,538.3 294,017.7
OCTUBRE 4,972.3 20,796.6 4,273.8 30,042.7 5,204.9 34,514.0 0.0 34,514.0 121,320.2 63,859.7 185,179.9 906.2 40,922.6 296,770.3
NOVIEMBRE 4,991.2 20,286.4 4,696.3 29,973.9 3,996.1 32,387.7 0.0 32,387.7 122,604.0 64,795.9 187,399.9 908.0 42,950.8 297,616.4
DICIEMBRE 5,942.6 25,686.3 6,384.0 38,012.9 4,774.0 30,989.4 0.0 30,989.4 122,667.9 66,375.0 189,042.9 903.1 42,175.3 305,897.6
2018                            
ENERO 5,145.9 22,269.9 5,213.9 32,629.7 5,390.8 32,438.1 0.0 32,438.1 121,869.1 66,606.7 188,475.8 900.9 43,622.4 303,457.6
FEBRERO 5,298.6 21,754.2 5,228.9 32,281.7 4,678.2 31,851.4 0.0 31,851.4 122,121.7 66,439.5 188,561.2 922.1 45,692.6 303,987.2
MARZO 5,148.4 22,288.8 5,162.9 32,600.1 5,202.6 31,207.9 0.0 31,207.9 122,499.5 67,379.2 189,878.7 914.0 44,755.8 304,559.1
ABRIL 5,242.9 21,237.1 5,089.0 31,569.0 5,877.3 32,362.4 0.0 32,362.4 122,462.8 67,624.3 190,087.1 915.4 46,823.7 307,634.9
MAYO 5,391.2 21,255.6 5,272.6 31,919.4 6,928.7 31,876.4 0.0 31,876.4 122,732.2 68,659.7 191,391.9 915.9 46,827.0 309,859.3
JUNIO 5,529.2 22,060.4 5,804.9 33,394.5 5,687.5 31,837.1 0.0 31,837.1 123,235.5 68,664.2 191,899.7 895.1 47,972.2 311,686.1
JULIO 5,443.2 21,881.8 5,762.1 33,087.1 5,876.1 33,765.2 0.0 33,765.2 123,055.0 68,561.4 191,616.4 916.3 47,082.3 312,343.4
AGOSTO 5,026.6 21,927.2 5,209.4 32,163.2 7,149.4 32,312.1 0.0 32,312.1 124,101.9 68,301.4 192,403.3 938.3 50,434.1 315,400.4
SEPTIEMBRE 4,901.0 22,825.5 5,624.8 33,351.3 6,162.8 32,536.4 0.0 32,536.4 125,437.0 69,806.7 195,243.7 960.4 49,802.1 318,056.6
OCTUBRE                            
NOVIEMBRE                            
DICIEMBRE                            
                             
FUENTE: Superintendencia de Bancos de Guatemala.