3     BALANCE CONSOLIDADO DE LOS BANCOS COMERCIALES
(EN MILLONES DE QUETZALES)
ACTIVO
A FIN DEL PERÍODO RESERVAS ACTIVOS EXTERNOS CRÉDITO AL GOBIERNO GENERAL CRÉDITO AL SECTOR PRIVADO CRÉDITO A INSTITUCIONES FINANCIERAS NO MONETARIAS OTROS ACTIVOS TOTAL ACTIVO
MONEDAS Y BILLETES DEPÓSITOS BANCO DE GUATEMALA TOTAL CRÉDITO AL GOBIERNO CENTRAL TOTAL
MONEDA NACIONAL MONEDA EXTRANJERA GOBIERNO ORGANISMOS DESCENTRALIZADOS MONEDA NACIONAL MONEDA EXTRANJERA TOTAL
2011 3,951.8 12,195.3 2,999.3 19,146.4 4,664.8 13,169.6 0.0 13,169.6 74,181.1 32,210.7 106,391.8 1,086.0 30,430.3 174,888.9
2012 5,265.1 13,843.4 3,469.2 22,577.7 4,331.1 15,865.1 0.0 15,865.1 85,766.1 39,409.4 125,175.5 1,121.5 28,039.8 197,110.7
2013 5,095.7 15,122.7 5,852.5 26,070.9 5,067.2 18,132.0 0.0 18,132.0 93,558.4 46,600.4 140,158.8 789.3 30,503.9 220,722.1
2014 5,030.8 16,752.4 5,055.0 26,838.2 5,442.8 19,684.9 0.0 19,684.9 99,041.4 53,413.5 152,454.9 820.9 35,239.3 240,481.0
2015 6,160.1 17,417.2 4,908.3 28,485.6 4,502.2 22,926.1 0.0 22,926.1 108,995.5 63,040.6 172,036.1 839.1 35,834.8 264,623.8
2016 5,748.6 22,863.7 5,565.4 34,177.7 4,289.8 27,668.0 0.0 27,668.0 117,487.0 64,711.7 182,198.7 904.4 34,298.0 283,536.7
2017 5,942.6 25,686.3 6,384.0 38,012.9 4,774.0 30,989.4 0.0 30,989.4 122,667.9 66,375.0 189,042.9 903.1 42,175.3 305,897.6
2018 5,148.4 22,288.8 5,162.9 32,600.1 5,202.6 31,207.9 0.0 31,207.9 122,499.5 67,379.2 189,878.7 914.0 44,755.8 304,559.1
2014                            
MARZO 3,899.8 14,828.7 5,120.0 23,848.5 6,297.2 20,957.4 0.0 20,957.4 94,175.0 46,077.2 140,252.2 786.8 32,531.4 224,673.5
JUNIO 4,416.0 15,927.0 4,110.6 24,453.6 5,985.1 21,101.4 0.0 21,101.4 95,535.9 49,295.5 144,831.4 762.2 35,251.3 232,385.0
SEPTIEMBRE 3,726.9 15,082.8 5,087.1 23,896.8 5,855.7 20,067.1 0.0 20,067.1 96,622.8 50,900.3 147,523.1 1,001.7 35,150.6 233,495.0
DICIEMBRE 5,030.8 16,752.4 5,055.0 26,838.2 5,442.8 19,684.9 0.0 19,684.9 99,041.4 53,413.5 152,454.9 820.9 35,239.3 240,481.0
2015                            
MARZO 4,721.1 16,054.8 5,325.8 26,101.7 4,728.0 21,749.4 0.0 21,749.4 100,369.2 56,214.4 156,583.6 844.7 37,309.8 247,317.2
JUNIO 5,633.4 15,663.1 4,958.1 26,254.6 5,240.4 22,292.0 0.0 22,292.0 102,912.8 58,518.4 161,431.2 854.6 40,870.7 256,943.5
SEPTIEMBRE 3,919.4 14,907.5 4,480.5 23,307.4 5,009.7 23,117.6 0.0 23,117.6 104,838.4 61,534.0 166,372.4 856.0 40,323.3 258,986.4
DICIEMBRE 6,160.1 17,417.2 4,908.3 28,485.6 4,502.2 22,926.1 0.0 22,926.1 108,995.5 63,040.6 172,036.1 839.1 35,834.8 264,623.8
2016                            
MARZO 4,906.8 16,806.9 4,098.5 25,812.2 7,489.8 26,751.1 0.0 26,751.1 110,579.3 62,378.1 172,957.4 985.7 36,992.4 270,988.6
JUNIO 5,120.1 19,264.2 4,716.9 29,101.2 5,323.5 27,780.1 0.0 27,780.1 112,209.4 61,299.2 173,508.6 1,025.2 35,411.6 272,150.1
SEPTIEMBRE 4,804.2 19,168.0 5,693.7 29,665.9 4,749.9 29,389.3 0.0 29,389.3 114,248.8 60,941.6 175,190.4 1,020.8 34,590.1 274,606.4
DICIEMBRE 5,748.6 22,863.7 5,565.4 34,177.7 4,289.8 27,668.0 0.0 27,668.0 117,487.0 64,711.7 182,198.7 904.4 34,298.0 283,536.7
2017                            
MARZO 4,965.3 18,902.1 5,241.0 29,108.4 4,814.7 30,718.7 0.0 30,718.7 119,553.0 62,384.7 181,937.7 1,005.6 37,981.8 285,566.9
JUNIO 5,049.0 21,452.4 5,488.7 31,990.1 4,134.0 30,796.8 0.0 30,796.8 121,265.0 62,632.9 183,897.9 873.3 38,105.0 289,797.1
SEPTIEMBRE 4,832.3 21,653.9 4,411.3 30,897.5 4,484.9 31,733.8 0.0 31,733.8 121,032.4 63,229.0 184,261.4 1,101.8 41,538.3 294,017.7
DICIEMBRE 5,942.6 25,686.3 6,384.0 38,012.9 4,774.0 30,989.4 0.0 30,989.4 122,667.9 66,375.0 189,042.9 903.1 42,175.3 305,897.6
2018                              
MARZO 5,148.4 22,288.8 5,162.9 32,600.1 5,202.6 31,207.9 0.0 31,207.9 122,499.5 67,379.2 189,878.7 914.0 44,755.8 304,559.1
2014                            
ENERO 3,996.8 15,143.6 4,880.9 24,021.3 5,117.7 20,018.7 0.0 20,018.7 93,221.2 46,526.6 139,747.8 788.7 30,797.5 220,491.7
FEBRERO 3,926.7 14,542.6 5,075.8 23,545.1 5,902.5 19,905.8 0.0 19,905.8 93,546.0 46,193.2 139,739.2 787.0 32,488.5 222,368.1
MARZO 3,899.8 14,828.7 5,120.0 23,848.5 6,297.2 20,957.4 0.0 20,957.4 94,175.0 46,077.2 140,252.2 786.8 32,531.4 224,673.5
ABRIL 3,959.0 15,185.0 4,689.7 23,833.7 7,354.1 21,566.2 0.0 21,566.2 95,227.2 47,123.9 142,351.1 776.7 32,979.7 228,861.4
MAYO 3,766.8 15,239.7 4,593.9 23,600.4 6,555.5 19,899.7 0.0 19,899.7 95,239.6 47,958.4 143,198.0 877.7 33,534.2 227,665.5
JUNIO 4,416.0 15,927.0 4,110.6 24,453.6 5,985.1 21,101.4 0.0 21,101.4 95,535.9 49,295.5 144,831.4 762.2 35,251.3 232,385.0
JULIO 4,237.1 14,692.3 4,718.0 23,647.4 6,224.0 21,865.1 0.0 21,865.1 95,377.5 50,933.7 146,311.2 742.5 33,871.0 232,661.2
AGOSTO 3,842.9 16,001.8 5,759.2 25,603.9 6,224.4 19,989.7 0.0 19,989.7 96,109.2 50,671.2 146,780.4 722.9 35,095.2 234,416.5
SEPTIEMBRE 3,726.9 15,082.8 5,087.1 23,896.8 5,855.7 20,067.1 0.0 20,067.1 96,622.8 50,900.3 147,523.1 1,001.7 35,150.6 233,495.0
OCTUBRE 3,991.2 15,565.3 4,840.6 24,397.1 5,443.0 20,832.3 0.0 20,832.3 97,620.6 51,100.7 148,721.3 689.9 33,404.9 233,488.5
NOVIEMBRE 3,918.6 15,608.0 4,528.0 24,054.6 4,744.3 20,042.6 0.0 20,042.6 98,649.8 51,583.5 150,233.3 695.2 35,437.4 235,207.4
DICIEMBRE 5,030.8 16,752.4 5,055.0 26,838.2 5,442.8 19,684.9 0.0 19,684.9 99,041.4 53,413.5 152,454.9 820.9 35,239.3 240,481.0
2015                            
ENERO 4,117.5 16,068.9 4,417.1 24,603.5 4,997.0 20,733.6 0.0 20,733.6 99,160.2 54,309.0 153,469.2 821.2 38,518.2 243,142.7
FEBRERO 3,793.9 16,876.1 4,354.6 25,024.6 5,026.7 21,470.1 0.0 21,470.1 99,994.3 55,628.3 155,622.6 819.5 38,238.1 246,201.6
MARZO 4,721.1 16,054.8 5,325.8 26,101.7 4,728.0 21,749.4 0.0 21,749.4 100,369.2 56,214.4 156,583.6 844.7 37,309.8 247,317.2
ABRIL 4,322.1 17,126.0 4,774.9 26,223.0 6,180.4 22,073.1 0.0 22,073.1 100,718.3 57,834.7 158,553.0 845.3 37,774.0 251,648.8
MAYO 4,935.7 15,522.3 4,187.4 24,645.4 5,790.3 22,261.4 0.0 22,261.4 102,050.7 58,622.9 160,673.6 854.9 39,398.3 253,623.9
JUNIO 5,633.4 15,663.1 4,958.1 26,254.6 5,240.4 22,292.0 0.0 22,292.0 102,912.8 58,518.4 161,431.2 854.6 40,870.7 256,943.5
JULIO 4,748.0 17,080.2 4,415.6 26,243.8 5,171.3 24,034.2 0.0 24,034.2 103,661.5 59,230.8 162,892.3 851.5 37,773.6 256,966.7
AGOSTO 4,424.6 15,461.6 4,751.4 24,637.6 5,904.9 22,876.3 0.0 22,876.3 104,161.2 60,692.4 164,853.6 861.7 39,246.7 258,380.8
SEPTIEMBRE 3,919.4 14,907.5 4,480.5 23,307.4 5,009.7 23,117.6 0.0 23,117.6 104,838.4 61,534.0 166,372.4 856.0 40,323.3 258,986.4
OCTUBRE 4,470.6 17,926.0 4,581.3 26,977.9 4,275.7 24,137.9 0.0 24,137.9 106,114.7 62,307.7 168,422.4 750.9 36,058.9 260,623.7
NOVIEMBRE 4,727.3 17,537.2 3,984.3 26,248.8 5,044.7 23,705.7 0.0 23,705.7 107,451.9 62,876.7 170,328.6 790.8 34,903.4 261,022.0
DICIEMBRE 6,160.1 17,417.2 4,908.3 28,485.6 4,502.2 22,926.1 0.0 22,926.1 108,995.5 63,040.6 172,036.1 839.1 35,834.8 264,623.8
2016                            
ENERO 4,712.9 18,495.1 4,195.3 27,403.3 5,059.2 24,710.2 0.0 24,710.2 109,272.8 63,449.1 172,721.9 872.8 36,265.1 267,032.5
FEBRERO 4,311.7 18,118.7 3,897.4 26,327.8 7,016.9 25,766.5 0.0 25,766.5 109,986.1 62,759.5 172,745.6 879.5 37,291.4 270,027.7
MARZO 4,906.8 16,806.9 4,098.5 25,812.2 7,489.8 26,751.1 0.0 26,751.1 110,579.3 62,378.1 172,957.4 985.7 36,992.4 270,988.6
ABRIL 4,611.6 18,947.0 4,374.8 27,933.4 8,003.4 26,817.1 0.0 26,817.1 111,015.8 62,190.4 173,206.2 973.7 33,607.1 270,540.9
MAYO 4,665.5 19,570.0 4,048.9 28,284.4 7,602.6 27,348.1 0.0 27,348.1 111,720.3 62,007.7 173,728.0 997.5 32,209.5 270,170.1
JUNIO 5,120.1 19,264.2 4,716.9 29,101.2 5,323.5 27,780.1 0.0 27,780.1 112,209.4 61,299.2 173,508.6 1,025.2 35,411.6 272,150.1
JULIO 5,214.3 18,304.9 4,919.6 28,438.8 4,727.4 29,233.3 0.0 29,233.3 112,615.6 61,486.9 174,102.5 1,111.5 35,523.8 273,137.3
AGOSTO 4,525.0 18,411.6 4,638.8 27,575.4 6,028.8 29,119.1 0.0 29,119.1 113,491.1 61,180.6 174,671.7 1,016.4 34,737.0 273,148.3
SEPTIEMBRE 4,804.2 19,168.0 5,693.7 29,665.9 4,749.9 29,389.3 0.0 29,389.3 114,248.8 60,941.6 175,190.4 1,020.8 34,590.1 274,606.4
OCTUBRE 4,373.9 18,899.4 4,673.7 27,947.0 5,787.6 30,595.5 0.0 30,595.5 115,200.7 60,501.5 175,702.2 914.3 36,233.7 277,180.3
NOVIEMBRE 4,789.5 19,299.9 4,962.5 29,051.9 4,909.6 28,998.0 0.0 28,998.0 116,462.1 62,179.8 178,641.9 1,179.2 36,493.2 279,273.8
DICIEMBRE 5,748.6 22,863.7 5,565.4 34,177.7 4,289.8 27,668.0 0.0 27,668.0 117,487.0 64,711.7 182,198.7 904.4 34,298.0 283,536.7
2017                            
ENERO 4,893.6 19,449.0 5,138.5 29,481.1 4,693.8 30,711.7 0.0 30,711.7 117,736.4 63,714.4 181,450.8 1,134.2 35,838.7 283,310.3
FEBRERO 4,640.6 19,891.4 5,575.8 30,107.8 4,750.1 29,775.9 0.0 29,775.9 118,467.5 62,984.5 181,452.0 1,010.2 37,121.1 284,217.1
MARZO 4,965.3 18,902.1 5,241.0 29,108.4 4,814.7 30,718.7 0.0 30,718.7 119,553.0 62,384.7 181,937.7 1,005.6 37,981.8 285,566.9
ABRIL 4,906.0 20,477.9 4,858.4 30,242.3 5,238.8 31,520.3 0.0 31,520.3 120,435.5 62,541.0 182,976.5 1,037.8 37,099.2 288,114.9
MAYO 4,777.4 20,727.3 5,435.5 30,940.2 4,889.5 30,677.9 0.0 30,677.9 121,207.3 61,904.8 183,112.1 1,016.5 36,206.2 286,842.4
JUNIO 5,049.0 21,452.4 5,488.7 31,990.1 4,134.0 30,796.8 0.0 30,796.8 121,265.0 62,632.9 183,897.9 873.3 38,105.0 289,797.1
JULIO 4,913.8 20,829.7 4,480.3 30,223.8 5,179.0 32,601.6 0.0 32,601.6 120,920.3 62,470.4 183,390.7 972.9 37,412.6 289,780.7
AGOSTO 4,898.0 20,177.0 5,100.1 30,175.1 3,653.0 31,141.0 0.0 31,141.0 121,025.8 62,571.4 183,597.2 874.4 41,562.7 291,003.4
SEPTIEMBRE 4,832.3 21,653.9 4,411.3 30,897.5 4,484.9 31,733.8 0.0 31,733.8 121,032.4 63,229.0 184,261.4 1,101.8 41,538.3 294,017.7
OCTUBRE 4,972.3 20,796.6 4,273.8 30,042.7 5,204.9 34,514.0 0.0 34,514.0 121,320.2 63,859.7 185,179.9 906.2 40,922.6 296,770.3
NOVIEMBRE 4,991.2 20,286.4 4,696.3 29,973.9 3,996.1 32,387.7 0.0 32,387.7 122,604.0 64,795.9 187,399.9 908.0 42,950.8 297,616.4
DICIEMBRE 5,942.6 25,686.3 6,384.0 38,012.9 4,774.0 30,989.4 0.0 30,989.4 122,667.9 66,375.0 189,042.9 903.1 42,175.3 305,897.6
2018                            
ENERO 5,145.9 22,269.9 5,213.9 32,629.7 5,390.8 32,438.1 0.0 32,438.1 121,869.1 66,606.7 188,475.8 900.9 43,622.4 303,457.6
FEBRERO 5,298.6 21,754.2 5,228.9 32,281.7 4,678.2 31,851.4 0.0 31,851.4 122,121.7 66,439.5 188,561.2 922.1 45,692.6 303,987.2
MARZO 5,148.4 22,288.8 5,162.9 32,600.1 5,202.6 31,207.9 0.0 31,207.9 122,499.5 67,379.2 189,878.7 914.0 44,755.8 304,559.1
ABRIL                            
MAYO                            
JUNIO                            
JULIO                            
AGOSTO                            
SEPTIEMBRE                            
OCTUBRE                            
NOVIEMBRE                            
DICIEMBRE                            
FUENTE: Superintendencia de Bancos de Guatemala.