21     CARTERA CREDITICIA NETA POR BANCO 
 (EN MILLONES DE QUETZALES) 
A FIN DEL PERIODO TOTAL SISTEMA TRABAJADORES INMOBILIARIO INDUSTRIAL BANRURAL INTERNACIONAL QUETZAL EXPORTACION CITIBANK REFORMADOR UNO
2011 86,634.2 4,150.2 505.8 22,746.6 19,286.1 2,327.9 0.0 0.0 38.8 5,073.4 0.0
2012 109,245.1 5,312.7 593.5 28,268.0 24,049.1 2,941.1 0.0 0.0 24.9 6,224.9 0.0
2013 122,958.2 6,446.2 517.9 32,651.2 26,231.9 3,242.3 0.0 0.0 5.3 6,637.6 0.0
2014 134,325.8 7,765.5 430.5 35,876.9 28,295.3 3,804.6 0.0 0.0 (0.3) 6,430.5 0.0
2015 153,085.6 8,330.3 423.9 41,542.2 32,835.7 4,111.1 0.0 0.0 41.1 0.0 0.0
2016 162,125.8 10,474.3 411.1 44,743.0 32,468.8 4,782.8 0.0 0.0 21.8 0.0 0.0
2017 167,336.1 11,848.4 481.3 46,620.8 29,886.4 5,140.6 0.0 0.0 47.4 0.0  
2018 168,287.2 12,159.7 523.4 47,556.0 29,291.0 5,229.7 0.0 0.0 47.1 0.0  
2014                      
MARZO 123,579.9 6,856.7 496.3 32,648.9 26,394.0 3,364.8 0.0 0.0 (0.3) 6,293.3 0.0
JUNIO 127,028.7 7,175.6 464.2 33,748.7 26,825.2 3,411.5 0.0 0.0 (0.2) 6,030.8 0.0
SEPTIEMBRE 129,341.5 7,462.0 441.5 35,108.0 27,142.5 3,525.9 0.0 0.0 (0.3) 6,361.7 0.0
DICIEMBRE 134,325.8 7,765.5 430.5 35,876.9 28,295.3 3,804.6 0.0 0.0 (0.3) 6,430.5 0.0
2015                      
MARZO 138,356.8 7,437.4 386.6 37,839.0 29,975.6 3,683.3 0.0 0.0 25.9 6,420.8 0.0
JUNIO 142,485.2 7,748.8 431.8 38,476.9 31,391.4 3,652.6 0.0 0.0 25.9 6,548.3 0.0
SEPTIEMBRE 147,361.9 8,040.2 456.1 39,215.9 31,694.9 3,785.0 0.0 0.0 41.2 6,574.3 0.0
DICIEMBRE 153,085.6 8,330.3 423.9 41,542.2 32,835.7 4,111.1 0.0 0.0 41.1 0.0 0.0
2016                      
MARZO 153,772.2 8,646.9 388.2 41,660.1 33,101.7 4,161.7 0.0 0.0 6.9 0.0 0.0
JUNIO 154,079.9 9,142.8 394.1 41,450.4 33,257.6 4,327.2 0.0 0.0 46.9 0.0  
SEPTIEMBRE 158,931.3 10,167.7 393.7 41,924.0 33,978.7 4,739.9     46.5 0.0  
DICIEMBRE 162,125.8 10,474.3 411.1 44,743.0 32,468.8 4,782.8 0.0 0.0 21.8 0.0 0.0
2017                      
MARZO 161,737.4 10,851.6 418.4 44,051.2 32,353.6 4,806.4 0.0 0.0 22.4 0.0  
JUNIO 163,015.5 11,206.3 402.1 45,324.8 31,558.7 4,708.0 0.0 0.0 50.3 0.0  
SEPTIEMBRE 163,035.7 11,585.2 428.6 45,180.0 30,465.5 4,951.6 0.0 0.0 69.8 0.0  
DICIEMBRE 167,336.1 11,848.4 481.3 46,620.8 29,886.4 5,140.6 0.0 0.0 47.4 0.0  
2018                      
MARZO 168,287.2 12,159.7 523.4 47,556.0 29,291.0 5,229.7 0.0 0.0 47.1 0.0  
2014                      
ENERO 123,057.8 6,563.1 507.1 32,642.4 26,271.3 3,208.7 0.0 0.0 3.0 6,480.1 0.0
FEBRERO 122,604.5 6,684.2 502.6 32,215.4 26,158.0 3,224.4 0.0 0.0 -0.6 6,482.3 0.0
MARZO 123,579.9 6,856.7 496.3 32,648.9 26,394.0 3,364.8 0.0 0.0 -0.3 6,293.3 0.0
ABRIL 124,887.3 6,986.3 489.1 33,114.8 26,527.0 3,342.8 0.0 0.0 -0.1 6,327.1 0.0
MAYO 125,730.8 7,107.6 478.0 32,642.7 26,775.8 3,388.5 0.0 0.0 -0.2 6,198.3 0.0
JUNIO 127,028.7 7,175.6 464.2 33,748.7 26,825.2 3,411.5 0.0 0.0 -0.2 6,030.8 0.0
JULIO 128,481.0 7,245.6 452.4 35,239.8 26,777.3 3,463.6 0.0 0.0 -0.2 6,178.9 0.0
AGOSTO 128,833.5 7,343.6 447.4 35,042.4 27,018.2 3,508.2 0.0 0.0 -0.3 6,379.0 0.0
SEPTIEMBRE 129,341.5 7,462.0 441.5 35,108.0 27,142.5 3,525.9 0.0 0.0 -0.3 6,361.7 0.0
OCTUBRE 130,700.5 7,604.5 436.2 34,035.7 27,540.3 3,598.2 0.0 0.0 -0.3 6,337.7 0.0
NOVIEMBRE 132,263.1 7,721.0 437.8 34,489.9 27,871.9 3,673.6 0.0 0.0 -0.3 6,424.3 0.0
DICIEMBRE 134,325.8 7,765.5 430.5 35,876.9 28,295.3 3,804.6 0.0 0.0 -0.3 6,430.5 0.0
2015                      
ENERO 135,301.6 7,711.2 403.1 36,837.8 28,744.3 3,762.6 0.0 0.0 -0.3 6,445.8 0.0
FEBRERO 136,911.7 7,434.7 395.8 37,214.3 29,454.2 3,755.0 0.0 0.0 26.3 6,420.2 0.0
MARZO 138,356.8 7,437.4 386.6 37,839.0 29,975.6 3,683.3 0.0 0.0 25.9 6,420.8 0.0
ABRIL 140,188.1 7,526.2 400.8 38,391.4 30,278.7 3,706.9 0.0 0.0 25.8 6,583.1 0.0
MAYO 141,880.5 7,670.1 430.0 38,764.4 31,215.0 3,698.1 0.0 0.0 25.8 6,686.4 0.0
JUNIO 142,485.2 7,748.8 431.8 38,476.9 31,391.4 3,652.6 0.0 0.0 25.9 6,548.3 0.0
JULIO 143,995.2 7,855.0 437.3 38,553.1 31,047.2 3,755.3 0.0 0.0 25.8 6,730.5 0.0
AGOSTO 146,025.2 7,934.5 444.4 39,041.0 31,402.9 3,822.3 0.0 0.0 25.8 6,562.9 0.0
SEPTIEMBRE 147,361.9 8,040.2 456.1 39,215.9 31,694.9 3,785.0 0.0 0.0 41.2 6,574.3 0.0
OCTUBRE 149,335.9 8,174.7 454.3 39,844.4 32,033.7 3,841.4 0.0 0.0 41.2 6,665.4 0.0
NOVIEMBRE 151,315.6 8,285.7 443.0 40,800.5 32,564.4 3,945.0 0.0 0.0 41.1 6,690.9 0.0
DICIEMBRE 153,085.6 8,330.3 423.9 41,542.2 32,835.7 4,111.1 0.0 0.0 41.1 0.0 0.0
2016                      
ENERO 153,297.1 8,407.0 410.9 41,490.1 32,930.5 4,149.8 0.0 0.0 14.2 0.0 0.0
FEBRERO 153,526.3 8,546.6 409.0 41,567.2 32,983.3 4,060.7 0.0 0.0 22.4 0.0 0.0
MARZO 153,772.2 8,646.9 388.2 41,660.1 33,101.7 4,161.7 0.0 0.0 6.9 0.0 0.0
ABRIL 153,706.6 8,776.5 406.9 41,328.5 33,188.1 4,163.9 0.0 0.0 31.6 0.0
MAYO 154,017.6 8,953.1 395.0 41,514.7 33,326.3 4,190.3 0.0 0.0 47.5 0.0
JUNIO 154,079.9 9,142.8 394.1 41,450.4 33,257.6 4,327.2 0.0 0.0 46.9 0.0
JULIO 154,182.9 9,289.9 359.5 41,685.8 33,254.4 4,378.6 0.0 0.0 45.5 0.0
AGOSTO 155,084.8 9,562.2 379.2 41,931.8 33,165.5 4,470.4 0.0 0.0 44.9 0.0
SEPTIEMBRE 155,040.3 9,778.6 387.3 41,315.3 33,115.8 4,639.8 0.0 0.0 45.4 0.0
OCTUBRE 156,283.2 10,051.6 392.2 41,717.3 32,918.6 4,646.3 0.0 0.0 45.1 0.0
NOVIEMBRE 158,698.8 10,333.6 409.2 42,936.2 32,776.0 4,763.9 0.0 0.0 24.1 0.0
DICIEMBRE 162,125.8 10,474.3 411.1 44,743.0 32,468.8 4,782.8 0.0 0.0 21.8 0.0
2017                    
ENERO 161,772.2 10,614.5 404.5 44,447.1 32,289.8 4,844.4 0.0 0.0 20.6 0.0
FEBRERO 161,712.6 10,747.6 405.1 44,359.3 32,420.6 4,725.3 0.0 0.0 22.3 0.0
MARZO 161,737.4 10,851.6 418.4 44,051.2 32,353.6 4,806.4 0.0 0.0 22.4 0.0
ABRIL 162,432.2 10,939.0 414.0 44,110.7 32,221.6 4,774.4 0.0 0.0 22.5 0.0
MAYO 162,442.1 11,074.6 407.9 45,297.2 31,826.1 4,693.7 0.0 0.0 24.9 0.0
JUNIO 163,015.5 11,206.3 402.1 45,324.8 31,558.7 4,708.0 0.0 0.0 50.3 0.0
JULIO 162,271.1 11,308.9 396.5 44,937.7 31,151.8 4,825.3     41.7 0.0
AGOSTO 162,550.5 11,464.2 426.9 44,885.2 30,832.9 4,939.2 0.0 0.0 71.5 0.0
SEPTIEMBRE 163,035.7 11,585.2 428.6 45,180.0 30,465.5 4,951.6 0.0 0.0 69.8 0.0
OCTUBRE 164,561.9 11,717.1 436.2 45,168.5 30,354.2 4,925.6     76.1 0.0
NOVIEMBRE 166,420.7 11,831.7 444.7 45,731.9 30,043.8 5,095.4 0.0 0.0 49.2 0.0
DICIEMBRE 167,336.1 11,848.4 481.3 46,620.8 29,886.4 5,140.6 0.0 0.0 47.4 0.0
2018                    
ENERO 167,517.7 11,894.8 478.2 46,689.5 29,828.8 5,143.7 0.0 0.0 45.7 0.0
FEBRERO 166,905.9 12,015.9 510.9 46,881.5 29,467.3 5,129.6 0.0 0.0 46.9 0.0
MARZO 168,287.2 12,159.7 523.4 47,556.0 29,291.0 5,229.7 0.0 0.0 47.1 0.0
Fuente: Superintendencia de Bancos de Guatemala.